Personal loans in North Judson, IN
Personal loans in North Judson are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,813 population. At about 1,813 residents, North Judson is larger than roughly 61% of the places in Indiana.
For a bigger market, look to Knox, IN about 10 miles away. North Judson lost roughly 2.7% of its population across the 2020-to-2023 comparison. When Indiana caps or restricts a product, lenders either change the terms or withdraw it from North Judson as from the rest of the state. Rate-shopping from North Judson costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Where North Judson stands
The figures below are North Judson's own — Census population, land area and coordinates — followed by the Indiana rules.
- Population: 1,813 people, a figure that places North Judson 219th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.7%.
- Absolute change: 50 residents lost between 2020 and 2023.
- Size percentile: about 61% of Indiana communities are smaller than North Judson (1,813 residents).
- Density: the Census land area of 1.1 sq mi holds about 1,641 people per square mile.
- Land area: North Judson covers 1.1 square miles, the 265th-largest area among Indiana's 565 places.
- Share of state population: North Judson's 1,813 residents are about 0.0% of Indiana.
- National rank: North Judson is the 7,985th most populous of the 19,457 Census places covered here.
- Growth rank: North Judson ranks 555th among Indiana's 565 places for the 2020-to-2023 change.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against North Judson's 2.7%.
- Density rank: North Judson places 189th among Indiana's places by people per square mile.
- Density in context: North Judson's 1,641 people per square mile sit against a Indiana median of 1,375.
- Location: the Census Gazetteer records it at 41.2161, -86.7770.
- Nearest larger cities: Knox (10 mi); Winamac (14 mi); Kouts (15 mi); DeMotte (22 mi); Walkerton (23 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: La Crosse (9 mi); Medaryville (11 mi); Wheatfield (14 mi).
- Smaller places within 50 miles: 65 of them.
- Larger places within 100 miles: 360.
What a North Judson borrower is actually offered
In North Judson, a small community of about 1,813, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in North Judson. Shortening the term on a North Judson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
A practical checklist for North Judson borrowers
Before you apply in North Judson, a community of about 1,813, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Indiana regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is North Judson-specific: the same Indiana licensing and disclosure rules reach all 1,813 residents.
The Indiana lending rules that reach North Judson
This table holds the Indiana rate and licensing rules for consumer loans made to North Judson's 1,813 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Where North Judson sits in Indiana
Set beside Indiana's 565 places, North Judson ranks 219th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, North Judson ranks 555th of 565 in Indiana (about the 2th percentile). At about 1,641 people per square mile, North Judson is the 189th most densely settled place in Indiana. The population moved by about 50 people between 2020 and 2023, a 2.7% shift.
Borrowing reach in North Judson
At roughly 1,641 people per square mile, North Judson is moderately settled; 64 larger places lie within 50 miles. Lenders licensed in Indiana reach North Judson's 1,813 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Knox, IN about 10 miles away.
Common questions
What are my options in North Judson if my credit is poor?
What loan size can I expect in North Judson?
Do I have to pledge anything to borrow in North Judson?
Does comparing loans in North Judson cost me credit score points?
Nearby places
- La Crosse, IN — population 563
- Knox, IN — population 3,599
- Medaryville, IN — population 556
- Winamac, IN — population 2,287
- Wanatah, IN — population 988
- Hamlet, IN — population 772
- Francesville, IN — population 826
- Kouts, IN — population 2,054