Personal loans in Medaryville, IN
A lender serving Medaryville holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 556 residents. The 2020 count to the 2023 estimate shows about 1.2% decline in Medaryville. Medaryville ranks 396th of 565 places in Indiana, with a population near 556. If debt is already a strain, a nonprofit credit counsellor can help Medaryville residents before they take on more. For the 556 people in Medaryville, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Francesville, IN about 7 miles away.
Local context for Medaryville
The figures below are Medaryville's own — Census population, land area and coordinates — followed by the Indiana rules.
- Population: about 556 people live here, which puts Medaryville 396th of 565 Census places in Indiana (Vintage 2023).
- Population trend: A loss of roughly 1.2% between 2020 and 2023.
- Net change: roughly 7 fewer people than the 2020 Census counted.
- Size percentile: Medaryville's 556 people outrank roughly 30% of the places in Indiana.
- Population density: 1,211 people per square mile on 0.5 square miles of land.
- Land area: Medaryville covers 0.5 square miles, the 401st-largest area among Indiana's 565 places.
- Share of Indiana: Medaryville holds about 0.0% of the state's population, some 556 people.
- National standing: Medaryville ranks 12,728th of 19,457 US places.
- Growth rank: Medaryville's 2020-to-2023 change ranks 476th of 565 places in Indiana.
- Against the state trend: Medaryville's 1.2% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Medaryville is the 336th most densely settled place in Indiana.
- Against the state median: Medaryville runs about 1,211 residents per square mile, where the Indiana median is 1,375.
- Location: coordinates 41.0804, -86.8905 (US Census Bureau Gazetteer).
- Nearest larger cities: Francesville (7 mi); North Judson (11 mi); Wheatfield (11 mi); Monon (15 mi); Winamac (15 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Monterey (22 mi); Reynolds (23 mi); Mount Ayr (23 mi), each with its own Census population profile.
- Smaller places within 50 miles: 28 of them.
- Within 100 miles: 529 places are larger than Medaryville.
Indiana consumer-lending rules applied in Medaryville
Indiana has no separate rate rule for Medaryville; the sourced rows below are what reach every lender that serves its 556 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Medaryville's place among Indiana's 565 places
Among Indiana's 565 places, Medaryville sits at 396th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 476th of 565 Indiana places, putting it near the 16th percentile for growth. Its roughly 1,211 residents per square mile place it 336th among Indiana's places. Within 50 miles sit 28 smaller Census places, alongside the 103 that are larger.
Medaryville: area, density and distance
Medaryville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 556 residents, the land area yields roughly 1,211 people per square mile. Fort Wayne, the largest place in Indiana, is about 91 miles from Medaryville. Within 50 miles of Medaryville there are 103 larger Census places. By land area it ranks 401st of 565 Indiana places.
Getting a loan in Medaryville
With about 1,211 residents per square mile, Medaryville is moderately settled, and 103 larger Census places sit within 50 miles. A Indiana licence lets a lender serve Medaryville without a local office, so branch density does not change what its 556 residents are offered. The nearest bigger place is Francesville, IN about 7 miles away.
What a Medaryville borrower is actually offered
Medaryville is a small community of about 556 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Medaryville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Medaryville loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Francesville, IN — population 826
- North Judson, IN — population 1,813
- Wheatfield, IN — population 938
- Monon, IN — population 1,938
- La Crosse, IN — population 563
- Kouts, IN — population 2,054
- Winamac, IN — population 2,287
- Rensselaer, IN — population 5,684