Personal loans in Norris, TN
With 1,620 residents, Norris outranks about 43% of the communities in Tennessee. With roughly 1,620 residents, Norris is a small community, and the lending rules its borrowers live under are written in Tennessee, not by the city.
The 2020 count to the 2023 estimate shows about 1.1% growth in Norris. Compare APR, not the interest rate, because the APR folds in most fees on a Norris loan. A lender that serves Norris operates under Tennessee lending statutes and a Tennessee supervisor. The closest larger place is Rocky Top, TN about 5 miles away.
Norris: population, trend and location
Two layers matter for a Norris borrower: the local population picture and Tennessee's consumer-lending statutes.
- Population: about 1,620 people live here, which puts Norris 195th of 344 Census places in Tennessee (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.1%.
- Absolute change: 17 residents added between 2020 and 2023.
- Size percentile: about 43% of Tennessee communities are smaller than Norris (1,620 residents).
- Population density: about 194 people per square mile across 8.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Norris's 8.3 square miles rank 108th of 344 places in Tennessee.
- Share of Tennessee: Norris holds about 0.0% of the state's population, some 1,620 people.
- National rank: Norris sits 8,419th by population among the 19,457 places in this dataset.
- Growth rank: Norris's 2020-to-2023 change ranks 196th of 344 places in Tennessee.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Norris's 1.1%.
- Density rank: Norris places 298th among Tennessee's places by people per square mile.
- Density in context: Norris's 194 people per square mile sit against a Tennessee median of 553.
- Location: it lies at 36.2137, -84.0629 in the Census Gazetteer.
- Nearest larger cities: Rocky Top (5 mi); Clinton (9 mi); Caryville (10 mi); Jacksboro (11 mi); La Follette (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Luttrell (18 mi); Rockford (27 mi); New Market (29 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 17 of them.
- At 100 miles: 107 larger Census places fall inside that radius.
The geography behind Norris
The Census Gazetteer records about 8.3 square miles of land within Norris, with no significant water area listed. Spread across it are roughly 194 residents per square mile. The state's population centre of gravity, Memphis, is roughly 340 miles away. Norris has 40 larger places within a 50-mile radius. Within the same 50 miles lie 17 smaller Census places.
How Norris compares across Tennessee
Norris is the 195th-largest of 344 Census places in Tennessee and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 196th of 344 Tennessee places, putting it near the 43th percentile for growth. By density, at about 194 people per square mile, it ranks 298th in Tennessee. Between 2020 and 2023 the count changed by roughly 17 residents.
Tennessee consumer-lending rules applied in Norris
These are Tennessee's sourced lending facts as they reach Norris's 1,620 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
What shapes a Norris personal loan
A Norris personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,620 residents. A lender serving Norris's 1,620 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Norris decides the split between a comfortable payment and the total interest you pay.
A pre-application checklist for Norris
Before you apply in Norris, a community of about 1,620, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Tennessee licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Norris-specific: the same Tennessee licensing and disclosure rules reach all 1,620 residents.
Common questions
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Nearby places
- Rocky Top, TN — population 1,640
- Clinton, TN — population 10,337
- Caryville, TN — population 2,191
- La Follette, TN — population 7,242
- Jacksboro, TN — population 2,279
- Maynardville, TN — population 2,581
- Knoxville, TN — population 198,162
- Plainview, TN — population 2,175