Personal loans in Maynardville, TN
By population, Maynardville sits at 145th in Tennessee, with an estimated 2,581 residents.
With roughly 2,581 residents, Maynardville is a small community, and the lending rules its borrowers live under are written in Tennessee, not by the city. Census figures put the 2020-to-2023 increase in Maynardville at about 4.9%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Maynardville loan. Rate ceilings, licensing requirements and product limits for Maynardville are all set at the Tennessee level. For a bigger market, look to New Tazewell, TN about 17 miles away.
Local context for Maynardville
Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.
- Population: about 2,581 people live here, which puts Maynardville 145th of 344 Census places in Tennessee (Vintage 2023).
- Population trend: Up about 4.9% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 121 residents.
- Size percentile: roughly 58% of Tennessee places rank below Maynardville.
- Population density: 478 people per square mile on 5.4 square miles of land.
- Land area: Maynardville covers 5.4 square miles, the 157th-largest area among Tennessee's 344 places.
- State share: roughly 0.1% of Tennessee's residents live in Maynardville (2,581 people).
- National rank: Maynardville is the 6,748th most populous of the 19,457 Census places covered here.
- Growth in Tennessee: Maynardville stands 72nd by percentage change from 2020 to 2023, among 344 places.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Maynardville's 4.9%.
- Density rank: Maynardville places 203rd among Tennessee's places by people per square mile.
- Against the state median: Maynardville runs about 478 residents per square mile, where the Tennessee median is 553.
- Location: the Census Gazetteer records it at 36.2470, -83.8057.
- Nearest larger cities: New Tazewell (17 mi); La Follette (20 mi); Jefferson City (20 mi); Knoxville (21 mi); Clinton (21 mi). Online lenders reach Maynardville no matter how far the nearest branch is.
- Smaller communities close by: Luttrell (4 mi); Plainview (5 mi); Blaine (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 32 smaller Census places.
- At 100 miles: 75 larger Census places fall inside that radius.
Inside a Maynardville personal loan
With roughly 2,581 residents, Maynardville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Maynardville's 2,581 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Maynardville decides the split between a comfortable payment and the total interest you pay.
A pre-application checklist for Maynardville
Before you apply in Maynardville, a community of about 2,581, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Tennessee regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Maynardville-specific: the same Tennessee licensing and disclosure rules reach all 2,581 residents.
How Tennessee law applies in Maynardville
For the roughly 2,581 residents of Maynardville, the rules below are Tennessee's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Where Maynardville sits in Tennessee
Among Tennessee's 344 places, Maynardville sits at 145th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Maynardville stands 72nd among Tennessee's 344 places — roughly the 79th percentile. Its roughly 478 residents per square mile place it 203rd among Tennessee's places. The population moved by about 121 people between 2020 and 2023, a 4.9% shift.
Where Maynardville sits
The Census Gazetteer records about 5.4 square miles of land within Maynardville, with no significant water area listed. Spread across it are roughly 478 residents per square mile. The largest place in Tennessee, Memphis, lies about 355 miles away. Counting outward 50 miles, 28 larger communities surround Maynardville. Within the same 50 miles lie 32 smaller Census places.
Common questions
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Nearby places
- Plainview, TN — population 2,175
- Luttrell, TN — population 1,064
- Blaine, TN — population 2,139
- Norris, TN — population 1,620
- Rutledge, TN — population 1,331
- New Tazewell, TN — population 2,803
- New Market, TN — population 1,383
- Knoxville, TN — population 198,162