Personal loans in Nogales, AZ

Begin with the payment, then weigh APR and total interest across the lenders that reach Nogales's 19,702 residents. A 2020-to-2023 comparison shows Nogales down by about 0.3%. To lend to Nogales's 19,702 residents, a company must hold a Arizona licence, and each sourced row below names the regulator behind it. The closest larger city is Sierra Vista, AZ about 39 miles away.

Where Nogales stands

Set out below is Nogales's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 19,702, 33rd among Arizona's 91 places (Vintage 2023).
• Population trend: A loss of roughly 0.3% between 2020 and 2023.
• Net change: roughly 64 fewer people than the 2020 Census counted.
• Size percentile: Nogales's 19,702 people outrank roughly 64% of the places in Arizona.
• Density: the Census land area of 20.8 sq mi holds about 946 people per square mile.
• Land area: Nogales covers 20.8 square miles, the 51st-largest area among Arizona's 91 places.
• Water area rank: Nogales ranks 52nd among Arizona's 91 places, with 0.01 sq mi.
• Share of Arizona: Nogales holds about 0.3% of the state's population, some 19,702 people.
• Nationally: Nogales is the 1,906th-largest of 19,457 Census places in the dataset.
• Growth rank: Nogales ranks 64th among Arizona's 91 places for the 2020-to-2023 change.
• State comparison: Arizona's places average +3.8% for 2020-to-2023, against Nogales's 0.3%.
• Density rank: Nogales places 33rd among Arizona's places by people per square mile.
• Density in context: Nogales's 946 people per square mile sit against a Arizona median of 566.
• Location: latitude 31.3619, longitude -110.9348 (Census Gazetteer).
• Nearest larger cities: Sierra Vista (39 mi); Sahuarita (39 mi); Tucson (55 mi); Oro Valley (73 mi); Marana (77 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Patagonia (17 mi); Huachuca City (40 mi); Benson (52 mi) — useful context for the surrounding area.
• Smaller neighbours: 2 places smaller than Nogales sit within 50 miles.
• Within 100 miles: 5 places are larger than Nogales.

What is available to Nogales borrowers

At roughly 946 people per square mile, Nogales is moderately settled; 2 larger places lie within 50 miles. What is available to Nogales's 19,702 borrowers is set by Arizona licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Sierra Vista, AZ about 39 miles away.

Nogales in state context

Against Arizona's other places, Nogales accounts for about 0.3% of the state's population and ranks 33rd of 91 by size. For population change between 2020 and 2023, Nogales ranks 64th of 91 in Arizona (about the 30th percentile). Its roughly 946 residents per square mile place it 33rd among Arizona's places. Within 50 miles sit 2 smaller Census places, alongside the 2 that are larger.

A practical checklist for Nogales borrowers

Before you apply in Nogales, a community of about 19,702, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Arizona regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Nogales as elsewhere in Arizona, the written terms — not the advertisement — are what count for its 19,702 residents.

The state rulebook for Nogales

The rows below set out what a licensed lender must follow in Arizona, and so for Nogales's roughly 19,702 residents.

Where Nogales sits

Nogales's land area is about 20.8 square miles; a further 0.01 square miles is water. That land carries about 946 people per square mile. Phoenix, the largest place in Arizona, is about 167 miles from Nogales. A 50-mile radius around Nogales takes in 2 places that are larger. By land area it ranks 51st of 91 Arizona places.