Personal loans in South Tucson, AZ
The 2020 count to the 2023 estimate shows about 2.0% decline in South Tucson. South Tucson is home to roughly 4,521 people and stands 62nd by size out of 91 Census places in Arizona.
A personal loan in South Tucson is priced from your credit file and income, not from the fact that the city holds 4,521 people. For a community of about 4,521, the practical step is to compare APR across at least three lenders before committing. A lender that serves South Tucson operates under Arizona lending statutes and a Arizona supervisor. The nearest larger city is Tucson, AZ about 6 miles away.
South Tucson by the numbers
What follows is South Tucson's place in the Census record, alongside the Arizona rules that govern a personal loan made here.
- Population: about 4,521 people live here, which puts South Tucson 62nd of 91 Census places in Arizona (Vintage 2023).
- Population trend: Lower by roughly 2.0% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 91 residents.
- Size percentile: bigger than about 32% of the places in Arizona, with 4,521 residents in South Tucson.
- Land and density: 1.0 square miles of land carry roughly 4,402 residents per square mile.
- Land area: South Tucson covers 1.0 square miles, the 87th-largest area among Arizona's 91 places.
- State population share: South Tucson accounts for about 0.1% of everyone in Arizona.
- National rank: South Tucson is the 5,120th most populous of the 19,457 Census places covered here.
- Growth rank: South Tucson ranks 84th among Arizona's 91 places for the 2020-to-2023 change.
- Against the state trend: South Tucson's 2.0% change compares with a Arizona average of +3.8% across its 91 places.
- Density rank: South Tucson is the 4th most densely settled place in Arizona.
- Density vs Arizona: South Tucson's 4,402 people per square mile compare with a state median of 566.
- Location: 32.1955, -110.9692 (Census Gazetteer coordinates).
- Nearest larger cities: Tucson (6 mi); Oro Valley (16 mi); Sahuarita (18 mi); Marana (21 mi); Benson (42 mi). Online lenders reach South Tucson no matter how far the nearest branch is.
- Smaller places nearby: Mammoth (37 mi); Patagonia (47 mi); Huachuca City (54 mi).
- Smaller places within 50 miles: 2 of them.
- At 100 miles: 23 larger Census places fall inside that radius.
What is available to South Tucson borrowers
At roughly 4,402 people per square mile, South Tucson is fairly dense; 5 larger places lie within 50 miles. Distance to a branch rarely matters for South Tucson's 4,521 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Tucson, AZ about 6 miles away.
Land, water and location for South Tucson
Inside South Tucson's boundaries lie about 1.0 square miles of land, with no significant water area recorded. The resulting density is about 4,402 people per square mile. The state's population centre of gravity, Phoenix, is roughly 115 miles away. Counting outward 50 miles, 5 larger communities surround South Tucson. The 100-mile radius contains 23 larger places.
The anatomy of a South Tucson personal loan
With roughly 4,521 residents, South Tucson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving South Tucson's 4,521 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a South Tucson loan but raises total interest, so the smallest payment is not the cheapest loan.
The Arizona lending rules that reach South Tucson
Every row below records a Arizona rule, its publisher and its retrieval date — the same rules a South Tucson lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arizona Department of Insurance and Financial Institutions (DIFI) Source says: "The Arizona Department of Insurance and Financial Institutions (DIFI)". | Arizona Department of Insurance and Financial Institutions (DIFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lender license required from the deputy director (A.R.S. Title 6, Chapter 5); at least $25,000 in assets readily available per licensed office; license not transferable Source says: "shall not engage in the business of a consumer lender without first being licensed as a consumer lender". | Arizona State Legislature — A.R.S. § 6-603 as of 2026-09-16 |
| Consumer lender loan rate caps (§ 6-632) | Consumer loans: 36% per year on principal up to $3,000; for larger loans, 36% on the first $3,000 and 24% above $3,000 Source says: "a consumer loan rate of thirty-six per cent"; "a consumer loan rate of twenty-four per cent on that part of the principal amount greater than three thousand dollars". | Arizona State Legislature — A.R.S. § 6-632 as of 2026-09-16 |
Where South Tucson sits in Arizona
Set beside Arizona's 91 places, South Tucson ranks 62nd by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, South Tucson stands 84th among Arizona's 91 places — roughly the 8th percentile. At about 4,402 people per square mile, South Tucson is the 4th most densely settled place in Arizona. Between 2020 and 2023 the count changed by roughly 91 residents.
Common questions
What are my options in South Tucson if my credit is poor?
What loan size can I expect in South Tucson?
Do I have to pledge anything to borrow in South Tucson?
Does comparing loans in South Tucson cost me credit score points?
Nearby places
- Tucson, AZ — population 547,239
- Oro Valley, AZ — population 48,311
- Sahuarita, AZ — population 36,356
- Marana, AZ — population 58,430
- Mammoth, AZ — population 1,133
- Patagonia, AZ — population 789
- Benson, AZ — population 5,337
- Winkelman, AZ — population 294