Personal loans in Neosho Falls, KS

From the 2020 Census base to the 2023 estimate, the population rose by about 1.5%. When Kansas caps or restricts a product, lenders either change the terms or withdraw it from Neosho Falls as from the rest of the state. If debt is already a strain, a nonprofit credit counsellor can help Neosho Falls residents before they take on more. Borrowers who want a bigger city can look to LeRoy, KS about 7 miles away.

Neosho Falls: population, trend and location

Most of what governs a Neosho Falls loan is written in Kansas law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 136 residents in Neosho Falls (Vintage 2023 subcounty estimate), the 458th-largest figure among Kansas's 625 places.
• Population trend: A gain of roughly 1.5% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
• Size percentile: with 136 residents, Neosho Falls is larger than about 27% of Kansas's Census places.
• Population density: about 268 people per square mile (Census land area 0.5 sq mi).
• By land area: Neosho Falls ranks 313th among Kansas's 625 places, at 0.5 sq mi.
• Water: Neosho Falls holds about 0.03 square miles, the 91st-largest water area in Kansas.
• State population share: Neosho Falls accounts for about 0.0% of everyone in Kansas.
• National rank: Neosho Falls is 17,502nd of 19,457 places nationwide.
• Growth rank: Neosho Falls's 2020-to-2023 change ranks 51st of 625 places in Kansas.
• Against the state trend: Neosho Falls's 1.5% change compares with a Kansas average of -1.0% across its 625 places.
• Density rank: Neosho Falls is the 547th most densely settled place in Kansas.
• Density vs Kansas: Neosho Falls's 268 people per square mile compare with a state median of 764.
• Location: the Census Gazetteer records it at 38.0060, -95.5553.
• Nearest larger cities: LeRoy (7 mi); Iola (10 mi); Colony (11 mi); Gas (13 mi); Yates Center (14 mi). Larger metros often have more branches, but online lenders reach Neosho Falls on the same terms.
• Smaller communities within reach: Bassett (11 mi); Westphalia (13 mi); Lone Elm (18 mi).
• Within a 50-mile radius: 18 smaller Census places.
• At 100 miles: 316 larger Census places fall inside that radius.

Which Kansas laws govern a loan in Neosho Falls

This table holds the Kansas rate and licensing rules for consumer loans made to Neosho Falls's 136 residents.

Neosho Falls in state context

Among Kansas's 625 places, Neosho Falls sits at 458th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 51st of 625 Kansas places, putting it near the 92th percentile for growth. By density, at about 268 people per square mile, it ranks 547th in Kansas. Between 2020 and 2023 the count changed by roughly 2 residents.

Getting a loan in Neosho Falls

Neosho Falls is a lightly settled community of about 136 people, with 59 larger places inside a 50-mile radius. A Kansas licence lets a lender serve Neosho Falls without a local office, so branch density does not change what its 136 residents are offered. The nearest bigger place is LeRoy, KS about 7 miles away.

The geography behind Neosho Falls

The Census Gazetteer records 0.5 square miles of land and 0.03 square miles of water within Neosho Falls. The resulting density is about 268 people per square mile. For the state's biggest city, Wichita, the distance is roughly 100 miles. Counting outward 50 miles, 59 larger communities surround Neosho Falls. The 100-mile radius contains 316 larger places.

The Neosho Falls borrowing checklist

For Neosho Falls's roughly 136 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Kansas licence with the regulator named above before committing.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Neosho Falls-specific: the same Kansas licensing and disclosure rules reach all 136 residents.