Personal loans in Bassett, KS
The Census counts 22 people in Bassett, the 617th-largest figure among Kansas's 625 places. Bassett's population held flat through the 2020-to-2023 comparison. A lender serving Bassett holds a Kansas licence and answers to a Kansas regulator; no city office is involved for its 22 residents. Rate ceilings, licensing requirements and product limits for Bassett are all set at the Kansas level. Compare APR, not the interest rate, because the APR folds in most fees on a Bassett loan. The next larger city is Iola, KS about 1 miles away.
Local context for Bassett
Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.
- Population: about 22 people live here, which puts Bassett 617th of 625 Census places in Kansas (Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: Bassett sits ahead of around 1% of Kansas places, at 22 people.
- Density: roughly 328 residents per square mile, spread over 0.1 sq mi of land.
- By land area: Bassett ranks 620th among Kansas's 625 places, at 0.1 sq mi.
- Water: Bassett holds about 0.03 square miles, the 82nd-largest water area in Kansas.
- Share of Kansas: Bassett holds about 0.0% of the state's population, some 22 people.
- National rank: Bassett is the 19,319th most populous of the 19,457 Census places covered here.
- Growth rank: Bassett's 2020-to-2023 change ranks 171st of 625 places in Kansas.
- Against the state trend: Bassett's 0.0% change compares with a Kansas average of -1.0% across its 625 places.
- Density in Kansas: Bassett ranks 516th by people per square mile.
- Density in context: Bassett's 328 people per square mile sit against a Kansas median of 764.
- Location: 37.9072, -95.4057 (Census Gazetteer coordinates).
- Nearest larger cities: Iola (1 mi); Gas (3 mi); La Harpe (6 mi); Humboldt (7 mi); Neosho Falls (11 mi). Lenders licensed in the state serve Bassett whether or not they keep a local branch.
- Smaller places nearby: Lone Elm (15 mi); Stotesbury (46 mi); Metz (53 mi).
- Smaller neighbours: 2 places smaller than Bassett sit within 50 miles.
- At 100 miles: 384 larger Census places fall inside that radius.
The anatomy of a Bassett personal loan
With roughly 22 residents, Bassett is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Bassett can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Bassett loan but raises total interest, so the smallest payment is not the cheapest loan.
Lender access in Bassett
At roughly 328 people per square mile, Bassett is lightly settled; 86 larger places lie within 50 miles. Lenders licensed in Kansas reach Bassett's 22 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Iola, KS about 1 miles away.
Where Bassett sits
Bassett covers about 0.1 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). With 22 residents, the land area yields roughly 328 people per square mile. For the state's biggest city, Wichita, the distance is roughly 107 miles. Within 50 miles of Bassett there are 86 larger Census places. By land area it ranks 620th of 625 Kansas places.
The Kansas lending rules that reach Bassett
Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Bassett lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
Where Bassett sits in Kansas
Bassett is the 617th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 171st of 625 Kansas places, putting it near the 73th percentile for growth. By density, at about 328 people per square mile, it ranks 516th in Kansas. Between 2020 and 2023 the count changed by roughly 0 residents.
Common questions
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Nearby places
- Iola, KS — population 5,318
- Gas, KS — population 466
- Humboldt, KS — population 1,816
- La Harpe, KS — population 488
- Colony, KS — population 377
- Neosho Falls, KS — population 136
- Moran, KS — population 465
- Lone Elm, KS — population 21