Personal loans in Bassett, KS

The Census counts 22 people in Bassett, the 617th-largest figure among Kansas's 625 places. Bassett's population held flat through the 2020-to-2023 comparison. A lender serving Bassett holds a Kansas licence and answers to a Kansas regulator; no city office is involved for its 22 residents. Rate ceilings, licensing requirements and product limits for Bassett are all set at the Kansas level. Compare APR, not the interest rate, because the APR folds in most fees on a Bassett loan. The next larger city is Iola, KS about 1 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Local context for Bassett

Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.

The anatomy of a Bassett personal loan

With roughly 22 residents, Bassett is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Bassett can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Bassett loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Bassett

At roughly 328 people per square mile, Bassett is lightly settled; 86 larger places lie within 50 miles. Lenders licensed in Kansas reach Bassett's 22 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Iola, KS about 1 miles away.

Where Bassett sits

Bassett covers about 0.1 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). With 22 residents, the land area yields roughly 328 people per square mile. For the state's biggest city, Wichita, the distance is roughly 107 miles. Within 50 miles of Bassett there are 86 larger Census places. By land area it ranks 620th of 625 Kansas places.

The Kansas lending rules that reach Bassett

Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Bassett lender must follow.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".
Kansas Office of the State Bank Commissioner
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".
Kansas Office of the Revisor of Statutes
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".
Kansas Office of the State Bank Commissioner
as of 2026-09-16

Where Bassett sits in Kansas

Bassett is the 617th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 171st of 625 Kansas places, putting it near the 73th percentile for growth. By density, at about 328 people per square mile, it ranks 516th in Kansas. Between 2020 and 2023 the count changed by roughly 0 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bassett if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bassett is the same as anywhere in Kansas.
What loan size can I expect in Bassett?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bassett?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bassett cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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