Personal loans in Myersville, MD
In Myersville, one of 157 Census places in Maryland, the figure to compare across lenders is the APR, not the advertised rate. Rate ceilings, licensing requirements and product limits for Myersville are all set at the Maryland level. The Census estimates 1,943 residents in Myersville, which ranks it 75th of 157 places in Maryland. Read the disclosure for an origination fee and any prepayment penalty before signing in Myersville. The trend for Myersville between 2020 and 2023 is upward by roughly 7.6%. The closest larger city is Boonsboro, MD about 5 miles away.
Myersville by the numbers
Two layers matter for a Myersville borrower: the local population picture and Maryland's consumer-lending statutes.
- Population: a Census-estimated 1,943, 75th among Maryland's 157 places (Vintage 2023).
- Population trend: About 7.6% above the 2020 Census base.
- People gained or lost: about 137 more since the 2020 base.
- Size percentile: roughly 52% of Maryland places rank below Myersville.
- Population density: 1,674 people per square mile on 1.2 square miles of land.
- By land area: Myersville ranks 76th among Maryland's 157 places, at 1.2 sq mi.
- Share of state population: Myersville's 1,943 residents are about 0.1% of Maryland.
- National rank: Myersville is the 7,744th most populous of the 19,457 Census places covered here.
- Growth in Maryland: Myersville stands 6th by percentage change from 2020 to 2023, among 157 places.
- Versus Maryland: the state average change is +0.7%, while Myersville moved 7.6%.
- Density rank: Myersville is the 81st most densely settled place in Maryland.
- Against the state median: Myersville runs about 1,674 residents per square mile, where the Maryland median is 1,734.
- Location: coordinates 39.5102, -77.5714 (US Census Bureau Gazetteer).
- Nearest larger cities: Boonsboro (5 mi); Middletown (5 mi); Frederick (10 mi); Smithsburg (10 mi); Walkersville (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Keedysville (7 mi); Burkittsville (9 mi); Funkstown (10 mi) — useful context for the surrounding area.
- Smaller neighbours: 59 places smaller than Myersville sit within 50 miles.
- Within 100 miles: 193 places are larger than Myersville.
How lenders reach Myersville
Myersville is a moderately settled community of about 1,943 people, with 51 larger places inside a 50-mile radius. A Maryland licence lets a lender serve Myersville without a local office, so branch density does not change what its 1,943 residents are offered. For a larger market, the closest option is Boonsboro, MD about 5 miles away.
Myersville: area, density and distance
Inside Myersville's boundaries lie about 1.2 square miles of land, with no significant water area recorded. The resulting density is about 1,674 people per square mile. For the state's biggest city, Baltimore, the distance is roughly 53 miles. A 50-mile radius around Myersville takes in 51 places that are larger. By land area it ranks 76th of 157 Maryland places.
What to do before borrowing in Myersville
Complete these steps first when you borrow in Myersville (1,943 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Maryland regulator's records to confirm the lender is licensed here.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Maryland; what changes is your credit file, not the fact that Myersville holds 1,943 people.
Myersville's place among Maryland's 157 places
Set beside Maryland's 157 places, Myersville ranks 75th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 6th of 157 Maryland places, putting it near the 96th percentile for growth. By density, at about 1,674 people per square mile, it ranks 81st in Maryland. Within 50 miles sit 59 smaller Census places, alongside the 51 that are larger.
Which Maryland laws govern a loan in Myersville
Below are the Maryland rules that apply to a loan made in Myersville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Payday lending status | Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Common questions
What are my options in Myersville if my credit is poor?
What loan size can I expect in Myersville?
Do I have to pledge anything to borrow in Myersville?
Does comparing loans in Myersville cost me credit score points?
Nearby places
- Middletown, MD — population 5,307
- Boonsboro, MD — population 3,823
- Keedysville, MD — population 1,217
- Burkittsville, MD — population 149
- Smithsburg, MD — population 3,149
- Funkstown, MD — population 852
- Frederick, MD — population 85,793
- Rosemont, MD — population 292