Personal loans in Burkittsville, MD
Burkittsville is a small community of about 149 residents, and a personal loan taken out here is governed by Maryland statute. At about 149 residents, Burkittsville is larger than roughly 7% of the places in Maryland.
Census figures put the 2020-to-2023 increase in Burkittsville at about 5.7%. Lenders active in Burkittsville report to a Maryland supervisor, identified in the sourced rows below. Use the calculator on this page to price an amount and term before you commit in Burkittsville. The nearest larger metro is Rosemont, MD about 4 miles away.
Where Burkittsville stands
Set out below is Burkittsville's local context next to the state-level rules that reach every lender here.
- Population: 149 people, a figure that places Burkittsville 146th among the 157 Census places in Maryland (US Census Bureau, Vintage 2023).
- Population trend: Roughly 5.7% more residents than the 2020 Census counted.
- People gained or lost: about 8 more since the 2020 base.
- Size percentile: Burkittsville's 149 people outrank roughly 7% of the places in Maryland.
- Population density: about 328 people per square mile (Census land area 0.5 sq mi).
- Land area: Burkittsville covers 0.5 square miles, the 112th-largest area among Maryland's 157 places.
- Share of Maryland: Burkittsville holds about 0.0% of the state's population, some 149 people.
- National rank: Burkittsville is 17,295th of 19,457 places nationwide.
- Growth rank: Burkittsville's 2020-to-2023 change ranks 19th of 157 places in Maryland.
- State comparison: Maryland's places average +0.7% for 2020-to-2023, against Burkittsville's 5.7%.
- Density rank: Burkittsville is the 149th most densely settled place in Maryland.
- Density in context: Burkittsville's 328 people per square mile sit against a Maryland median of 1,734.
- Location: latitude 39.3935, longitude -77.6278 (Census Gazetteer).
- Nearest larger cities: Rosemont (4 mi); Brunswick (5 mi); Middletown (6 mi); Keedysville (7 mi); Harpers Ferry (8 mi). Online lenders reach Burkittsville no matter how far the nearest branch is.
- Smaller communities within reach: Hillsboro (14 mi); Barnesville (18 mi); Valley-Hi (53 mi).
- Within a 50-mile radius: 2 smaller Census places.
- At 100 miles: 412 larger Census places fall inside that radius.
Burkittsville in state context
Set beside Maryland's 157 places, Burkittsville ranks 146th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 19th of 157 Maryland places, putting it near the 88th percentile for growth. At about 328 people per square mile, Burkittsville is the 149th most densely settled place in Maryland. In land area, Burkittsville ranks 112th among Maryland's 157 places.
Burkittsville on the map
Inside Burkittsville's boundaries lie about 0.5 square miles of land, with no significant water area recorded. Spread across it are roughly 328 residents per square mile. Baltimore, the largest place in Maryland, is about 55 miles from Burkittsville. Counting outward 50 miles, 115 larger communities surround Burkittsville. The 100-mile radius contains 412 larger places.
Before you apply in Burkittsville
These steps shape the offer you get in Burkittsville, a place of about 149 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Maryland regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Maryland; what changes is your credit file, not the fact that Burkittsville holds 149 people.
Which Maryland laws govern a loan in Burkittsville
Maryland has no separate rate rule for Burkittsville; the sourced rows below are what reach every lender that serves its 149 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| OFR consumer-loan interest-rate limits | 2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
What a Burkittsville borrower is actually offered
Burkittsville is a small community of about 149 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Burkittsville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Burkittsville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Does comparing loans in Burkittsville cost me credit score points?
Nearby places
- Rosemont, MD — population 292
- Brunswick, MD — population 8,309
- Middletown, MD — population 5,307
- Keedysville, MD — population 1,217
- Boonsboro, MD — population 3,823
- Lovettsville, VA — population 2,707
- Myersville, MD — population 1,943
- Harpers Ferry, WV — population 268