Personal loans in Mount Ida, AR

Mount Ida is home to roughly 1,005 people and stands 185th by size out of 500 Census places in Arkansas. Population in Mount Ida climbed about 1.0% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Mount Ida sits on the Arkansas side of that line. Judge Mount Ida offers on total cost, not on how quickly the money arrives. The next larger city is Glenwood, AR about 16 miles away.

Where Mount Ida stands

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

• Population: about 1,005, ranked 185th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 1.0% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 10 residents.
• Size percentile: about 63% of Arkansas communities are smaller than Mount Ida (1,005 residents).
• Population density: 641 people per square mile on 1.6 square miles of land.
• Land area rank: Mount Ida's 1.6 square miles rank 287th of 500 places in Arkansas.
• Water: Mount Ida holds about 0.03 square miles, the 118th-largest water area in Arkansas.
• Share of state population: Mount Ida's 1,005 residents are about 0.0% of Arkansas.
• National rank: Mount Ida is the 10,184th most populous of the 19,457 Census places covered here.
• Growth rank: Mount Ida ranks 178th among Arkansas's 500 places for the 2020-to-2023 change.
• Against the state trend: Mount Ida's 1.0% change compares with a Arkansas average of +0.3% across its 500 places.
• Density in Arkansas: Mount Ida ranks 139th by people per square mile.
• Density in context: Mount Ida's 641 people per square mile sit against a Arkansas median of 386.
• Location: it lies at 34.5492, -93.6299 in the Census Gazetteer.
• Nearest larger cities: Glenwood (16 mi); Hot Springs (33 mi); Murfreesboro (33 mi); Mena (35 mi); Waldron (36 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Norman (7 mi); Black Springs (8 mi); Oden (10 mi).
• Within a 50-mile radius: 35 smaller Census places.
• Within 100 miles: 92 places are larger than Mount Ida.

Lender access in Mount Ida

With about 641 residents per square mile, Mount Ida is moderately settled, and 12 larger Census places sit within 50 miles. Whether Mount Ida has a local branch or not, a Arkansas-licensed lender can serve its 1,005 people online on the same terms. For a larger market, the closest option is Glenwood, AR about 16 miles away.

A pre-application checklist for Mount Ida

These steps shape the offer you get in Mount Ida, a place of about 1,005 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Mount Ida-specific: the same Arkansas licensing and disclosure rules reach all 1,005 residents.

The state rulebook for Mount Ida

These are Arkansas's sourced lending facts as they reach Mount Ida's 1,005 residents; the state has no city-level rate rule.

Mount Ida on the map

Mount Ida covers about 1.6 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 641 residents per square mile. The largest place in Arkansas, Little Rock, lies about 73 miles away. Within 50 miles of Mount Ida there are 12 larger Census places. By land area it ranks 287th of 500 Arkansas places.

Mount Ida in state context

Within Arkansas, Mount Ida holds roughly 0.0% of all residents, the 185th-largest share among 500 places. On the 2020-to-2023 trend, Mount Ida stands 178th among Arkansas's 500 places — roughly the 64th percentile. At about 641 people per square mile, Mount Ida is the 139th most densely settled place in Arkansas. In land area, Mount Ida ranks 287th among Arkansas's 500 places.