Personal loans in Mount Auburn, IA
At about 163 residents, Mount Auburn is larger than roughly 24% of the places in Iowa. Personal loans in Mount Auburn are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 163 population.
Census figures show Mount Auburn holding steady across 2020 to 2023. Work out your debt-to-income ratio first; lenders weigh it heavily, and Mount Auburn's 163 residents are no exception. A lender that serves Mount Auburn operates under Iowa lending statutes and a Iowa supervisor. The nearest larger city is Brandon, IA about 6 miles away.
Where Mount Auburn stands
Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.
- Population: the Census counts 163 residents in Mount Auburn (Vintage 2023 subcounty estimate), the 716th-largest figure among Iowa's 940 places.
- Population trend: About level with the 2020 Census.
- Size percentile: Mount Auburn's 163 people outrank roughly 24% of the places in Iowa.
- Density: roughly 663 residents per square mile, spread over 0.2 sq mi of land.
- Land area: Mount Auburn covers 0.2 square miles, the 839th-largest area among Iowa's 940 places.
- State population share: Mount Auburn accounts for about 0.0% of everyone in Iowa.
- National rank: Mount Auburn is 17,081st of 19,457 places nationwide.
- Growth in Iowa: Mount Auburn stands 250th by percentage change from 2020 to 2023, among 940 places.
- Against the state trend: Mount Auburn's 0.0% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Mount Auburn is the 478th most densely settled place in Iowa.
- Against the state median: Mount Auburn runs about 663 residents per square mile, where the Iowa median is 672.
- Location: 42.2573 / -92.0939, per the US Census Bureau Gazetteer.
- Nearest larger cities: Brandon (6 mi); La Porte City (6 mi); Vinton (7 mi); Garrison (8 mi); Urbana (11 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Vining (24 mi); Luzerne (25 mi); Masonville (30 mi).
- Smaller places within 50 miles: 16 of them.
- At 100 miles: 446 larger Census places fall inside that radius.
The geography behind Mount Auburn
Inside Mount Auburn's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 663 residents per square mile. Des Moines, the largest place in Iowa, is about 91 miles from Mount Auburn. Counting outward 50 miles, 124 larger communities surround Mount Auburn. By land area it ranks 839th of 940 Iowa places.
Mount Auburn's place among Iowa's 940 places
Within Iowa, Mount Auburn holds roughly 0.0% of all residents, the 716th-largest share among 940 places. On the 2020-to-2023 trend, Mount Auburn stands 250th among Iowa's 940 places — roughly the 73th percentile. By density, at about 663 people per square mile, it ranks 478th in Iowa. Within 50 miles sit 16 smaller Census places, alongside the 124 that are larger.
Getting a loan in Mount Auburn
Mount Auburn is moderately settled, with about 663 people per square mile and 124 larger places within 50 miles. What is available to Mount Auburn's 163 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Brandon, IA about 6 miles away.
What shapes a Mount Auburn personal loan
With roughly 163 residents, Mount Auburn is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Mount Auburn loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Mount Auburn decides the split between a comfortable payment and the total interest you pay.
What Iowa law requires in Mount Auburn
Below are the Iowa rules that apply to a loan made in Mount Auburn, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
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Nearby places
- Brandon, IA — population 333
- La Porte City, IA — population 2,259
- Vinton, IA — population 4,951
- Garrison, IA — population 344
- Gilbertville, IA — population 791
- Urbana, IA — population 1,627
- Jesup, IA — population 2,537
- Dysart, IA — population 1,261