Personal loans in Dysart, IA
For a borrower among the roughly 1,261 residents of Dysart, a personal loan is a tool whose cost turns on the terms, not the address. Rate ceilings, licensing requirements and product limits for Dysart are all set at the Iowa level.
Dysart is one of 940 Census places in Iowa; its 1,261 residents put it at 231st. Price two or three terms so you can see which payment is truly affordable in Dysart. Census figures put the 2020-to-2023 decrease in Dysart at about 1.6%. The nearest larger metro is Traer, IA about 8 miles away.
Dysart: population, trend and location
Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.
- Population: 1,261 people, a figure that places Dysart 231st among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: About 1.6% below the 2020 Census base.
- Absolute change: 20 residents lost between 2020 and 2023.
- Size percentile: about 75% of Iowa's Census places are smaller than Dysart.
- Density: the Census land area of 1.3 sq mi holds about 1,008 people per square mile.
- By land area: Dysart ranks 306th among Iowa's 940 places, at 1.3 sq mi.
- Within Iowa: about 0.0% of the state's population lives in Dysart.
- National standing: Dysart ranks 9,365th of 19,457 US places.
- Growth rank: Dysart ranks 550th among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Dysart moved 1.6%.
- Density rank: Dysart places 268th among Iowa's places by people per square mile.
- Density vs Iowa: Dysart's 1,008 people per square mile compare with a state median of 672.
- Location: latitude 42.1721, longitude -92.3091 (Census Gazetteer).
- Nearest larger cities: Traer (8 mi); La Porte City (12 mi); Vinton (15 mi); Reinbeck (18 mi); Toledo (19 mi). Online lenders reach Dysart no matter how far the nearest branch is.
- Smaller communities within reach: Clutier (8 mi); Garrison (9 mi); Elberon (12 mi).
- Smaller places within 50 miles: 96 of them.
- At 100 miles: 155 larger Census places fall inside that radius.
Iowa consumer-lending rules applied in Dysart
Read the table as a lender's compliance picture for Dysart: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Dysart's place among Iowa's 940 places
Within Iowa, Dysart holds roughly 0.0% of all residents, the 231st-largest share among 940 places. Its 2020-to-2023 change ranks 550th of 940 Iowa places, putting it near the 41th percentile for growth. Its roughly 1,008 residents per square mile place it 268th among Iowa's places. Between 2020 and 2023 the count changed by roughly 20 residents.
Borrowing reach in Dysart
With about 1,008 residents per square mile, Dysart is moderately settled, and 48 larger Census places sit within 50 miles. Distance to a branch rarely matters for Dysart's 1,261 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Traer, IA about 8 miles away.
Inside a Dysart personal loan
Dysart is a small community of about 1,261 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dysart. A longer term lowers the monthly payment on a Dysart loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind Dysart
Inside Dysart's boundaries lie about 1.3 square miles of land, with no significant water area recorded. That land carries about 1,008 people per square mile. Des Moines, the largest place in Iowa, is about 79 miles from Dysart. Counting outward 50 miles, 48 larger communities surround Dysart. Within the same 50 miles lie 96 smaller Census places.
Common questions
What are my options in Dysart if my credit is poor?
What loan size can I expect in Dysart?
Do I have to pledge anything to borrow in Dysart?
Does comparing loans in Dysart cost me credit score points?
Nearby places
- Clutier, IA — population 208
- Traer, IA — population 1,549
- Elberon, IA — population 179
- Garrison, IA — population 344
- La Porte City, IA — population 2,259
- Vining, IA — population 52
- Keystone, IA — population 621
- Mount Auburn, IA — population 163