Personal loans in Moulton, AL

A 2020-to-2023 comparison shows Moulton up by about 0.8%. Decide the purpose of the loan and your repayment plan before sharing any details with a Moulton lender. For a bigger market, look to Decatur, AL about 18 miles away. Which products a lender may offer to Moulton's 3,426 residents follows from the Alabama consumer-lending framework.

Borrowing in Moulton: the local picture

What follows is Moulton's place in the Census record, alongside the Alabama rules that govern a personal loan made here.

• Population: the Census counts 3,426 residents in Moulton (Vintage 2023 subcounty estimate), the 133rd-largest figure among Alabama's 462 places.
• Population trend: Roughly 0.8% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 26 residents.
• Size percentile: bigger than about 71% of the places in Alabama, with 3,426 residents in Moulton.
• Density: roughly 572 residents per square mile, spread over 6.0 sq mi of land.
• Land area: Moulton covers 6.0 square miles, the 224th-largest area among Alabama's 462 places.
• Water area: Moulton has 0.01 square miles of water, ranking 249th of 462 places in Alabama.
• Within Alabama: about 0.1% of the state's population lives in Moulton.
• National rank: Moulton sits 5,886th by population among the 19,457 places in this dataset.
• Growth in Alabama: Moulton stands 201st by percentage change from 2020 to 2023, among 462 places.
• Versus Alabama: the state average change is +1.0%, while Moulton moved 0.8%.
• Density rank: Moulton places 96th among Alabama's places by people per square mile.
• Against the state median: Moulton runs about 572 residents per square mile, where the Alabama median is 259.
• Location: mapped by the US Census Bureau at 34.4883, -87.2827.
• Nearest larger cities: Decatur (18 mi); Hartselle (20 mi); Priceville (23 mi); Russellville (25 mi); Haleyville (26 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Hillsboro (12 mi); Courtland (13 mi); North Courtland (13 mi), each with its own Census population profile.
• Smaller places within 50 miles: 60 of them.
• At 100 miles: 103 larger Census places fall inside that radius.

The Alabama lending rules that reach Moulton

Every row below records a Alabama rule, its publisher and its retrieval date — the same rules a Moulton lender must follow.

Moulton in state context

Set beside Alabama's 462 places, Moulton ranks 133rd by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Moulton stands 201st among Alabama's 462 places — roughly the 56th percentile. At about 572 people per square mile, Moulton is the 96th most densely settled place in Alabama. The population moved by about 26 people between 2020 and 2023, a 0.8% shift.

The Moulton borrowing checklist

Before you apply in Moulton, a community of about 3,426, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Alabama licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Moulton as elsewhere in Alabama, the written terms — not the advertisement — are what count for its 3,426 residents.

Land, water and location for Moulton

Moulton covers about 6.0 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 572 people per square mile. The largest place in Alabama, Huntsville, lies about 37 miles away. A 50-mile radius around Moulton takes in 18 places that are larger. The 100-mile radius contains 103 larger places.

How lenders reach Moulton

With about 572 residents per square mile, Moulton is moderately settled, and 18 larger Census places sit within 50 miles. A Alabama licence lets a lender serve Moulton without a local office, so branch density does not change what its 3,426 residents are offered. The nearest larger city, Decatur, AL about 18 miles away.