Personal loans in Leighton, AL
Leighton ranks 304th of 462 places in Alabama, with a population near 653. Leighton gained roughly 0.6% in population across the 2020-to-2023 comparison.
A personal loan in Leighton is priced from your credit file and income, not from the fact that the city holds 653 people. Lenders active in Leighton report to a Alabama supervisor, identified in the sourced rows below. Pull your credit reports and line up at least three offers before you apply from Leighton. The nearest larger city is Town Creek, AL about 7 miles away.
Leighton: the sourced local profile
Set out below is Leighton's local context next to the state-level rules that reach every lender here.
- Population: an estimated 653 residents, 304th of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 0.6% from 2020 to 2023.
- People gained or lost: about 4 more since the 2020 base.
- Size percentile: about 34% of Alabama's Census places are smaller than Leighton.
- Population density: about 303 people per square mile across 2.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Leighton ranks 358th among Alabama's 462 places, at 2.2 sq mi.
- Share of Alabama: Leighton holds about 0.0% of the state's population, some 653 people.
- National rank: Leighton is 12,081st of 19,457 places nationwide.
- Growth rank: Leighton's 2020-to-2023 change ranks 213th of 462 places in Alabama.
- State comparison: Alabama's places average +1.0% for 2020-to-2023, against Leighton's 0.6%.
- Density rank: Leighton places 194th among Alabama's places by people per square mile.
- Density in context: Leighton's 303 people per square mile sit against a Alabama median of 259.
- Location: coordinates 34.6937, -87.5243 (US Census Bureau Gazetteer).
- Nearest larger cities: Town Creek (7 mi); Muscle Shoals (7 mi); Tuscumbia (10 mi); Sheffield (11 mi); Littleville (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Courtland (11 mi); North Courtland (12 mi); Hillsboro (20 mi), each with its own Census population profile.
- Smaller places within 50 miles: 22 of them.
- Within 100 miles: 216 places are larger than Leighton.
The geography behind Leighton
Inside Leighton's boundaries lie about 2.2 square miles of land, with no significant water area recorded. That land carries about 303 people per square mile. The largest place in Alabama, Huntsville, lies about 48 miles away. Counting outward 50 miles, 43 larger communities surround Leighton. The 100-mile radius contains 216 larger places.
How Alabama law applies in Leighton
Alabama has no separate rate rule for Leighton; the sourced rows below are what reach every lender that serves its 653 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
Leighton's place among Alabama's 462 places
Among Alabama's 462 places, Leighton sits at 304th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Leighton stands 213th among Alabama's 462 places — roughly the 54th percentile. At about 303 people per square mile, Leighton is the 194th most densely settled place in Alabama. By land area, its 2.2 square miles rank 358th of 462 places in Alabama.
Inside a Leighton personal loan
Most loans made to Leighton's 653 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Leighton can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Leighton loan but raises total interest, so the smallest payment is not the cheapest loan.
The Leighton borrowing checklist
Before you hand your details to a lender in Leighton, where the population is near 653:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Alabama licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
In Leighton as elsewhere in Alabama, the written terms — not the advertisement — are what count for its 653 residents.
Common questions
What are my options in Leighton if my credit is poor?
What loan size can I expect in Leighton?
Do I have to pledge anything to borrow in Leighton?
Does comparing loans in Leighton cost me credit score points?
Nearby places
- Town Creek, AL — population 1,063
- Muscle Shoals, AL — population 17,210
- Killen, AL — population 1,035
- Littleville, AL — population 1,045
- Tuscumbia, AL — population 9,169
- Sheffield, AL — population 9,307
- Florence, AL — population 42,437
- Courtland, AL — population 588