Personal loans in Morrison, OK
The roughly 715 people who live in Morrison borrow under Oklahoma rules; city hall sets no personal-loan rate. State law, not city hall, decides what a lender may do to Morrison's roughly 715 residents, and a state regulator supervises it.
Morrison ranks 259th of 590 places in Oklahoma, with a population near 715. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Morrison loan. From the 2020 Census base to the 2023 estimate, the population declined by about 1.2%. The next larger city is Stillwater, OK about 11 miles away.
Borrowing in Morrison: the local picture
Two layers matter for a Morrison borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: 715 residents; Morrison is the 259th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.2% from 2020 to 2023.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: about 56% of Oklahoma communities are smaller than Morrison (715 residents).
- Population density: about 513 people per square mile (Census land area 1.4 sq mi).
- Land area: Morrison covers 1.4 square miles, the 285th-largest area among Oklahoma's 590 places.
- Share of Oklahoma: Morrison holds about 0.0% of the state's population, some 715 people.
- National standing: Morrison ranks 11,708th of 19,457 US places.
- Growth rank: Morrison's 2020-to-2023 change ranks 461st of 590 places in Oklahoma.
- Versus Oklahoma: the state average change is +1.3%, while Morrison moved 1.2%.
- Density rank: Morrison is the 313th most densely settled place in Oklahoma.
- Density vs Oklahoma: Morrison's 513 people per square mile compare with a state median of 546.
- Location: latitude 36.2917, longitude -97.0348 (Census Gazetteer).
- Nearest larger cities: Stillwater (11 mi); Pawnee (14 mi); Perry (15 mi); Perkins (22 mi); Yale (22 mi). Lenders licensed in the state serve Morrison whether or not they keep a local branch.
- Smaller places close by: Glencoe (7 mi); Lone Chimney (14 mi); Red Rock (14 mi).
- Within a 50-mile radius: 52 smaller Census places.
- Within 100 miles: 152 places are larger than Morrison.
Which Oklahoma laws govern a loan in Morrison
Read the table as a lender's compliance picture for Morrison: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
What a Morrison borrower is actually offered
Morrison is a small community of about 715 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Morrison's 715 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Morrison decides the split between a comfortable payment and the total interest you pay.
Morrison on the map
Morrison covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 513 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 63 miles. A 50-mile radius around Morrison takes in 33 places that are larger. The 100-mile radius contains 152 larger places.
Before you apply in Morrison
Before you hand your details to a lender in Morrison, where the population is near 715:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Oklahoma licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Morrison as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 715 residents.
Where Morrison sits in Oklahoma
Against Oklahoma's other places, Morrison accounts for about 0.0% of the state's population and ranks 259th of 590 by size. On the 2020-to-2023 trend, Morrison stands 461st among Oklahoma's 590 places — roughly the 22th percentile. Its roughly 513 residents per square mile place it 313th among Oklahoma's places. Within 50 miles sit 52 smaller Census places, alongside the 33 that are larger.
Common questions
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Nearby places
- Glencoe, OK — population 510
- Stillwater, OK — population 49,525
- Red Rock, OK — population 248
- Pawnee, OK — population 1,944
- Lone Chimney, OK — population 77
- Perry, OK — population 4,424
- Marland, OK — population 184
- Ripley, OK — population 351