Personal loans in Marland, OK
Marland counts about 184 people, and what is genuinely local about borrowing here is limited — Oklahoma law does the governing. Roughly 184 residents live in Marland, the 439th-largest community in Oklahoma.
The nearest larger city is Red Rock, OK about 7 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 0.5%. A single loan can carry different costs on either side of a state line, and Marland sits on the Oklahoma side of that line. Rate-shopping from Marland costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Marland: population, trend and location
Marland is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 184 residents in Marland (Vintage 2023 subcounty estimate), the 439th-largest figure among Oklahoma's 590 places.
- Population trend: Up about 0.5% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: bigger than about 26% of the places in Oklahoma, with 184 residents in Marland.
- Population density: 676 people per square mile on 0.3 square miles of land.
- By land area: Marland ranks 508th among Oklahoma's 590 places, at 0.3 sq mi.
- Share of state population: Marland's 184 residents are about 0.0% of Oklahoma.
- National rank: Marland is 16,721st of 19,457 places nationwide.
- Growth rank: Marland's 2020-to-2023 change ranks 297th of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Marland's 0.5%.
- Density rank: Marland places 239th among Oklahoma's places by people per square mile.
- Against the state median: Marland runs about 676 residents per square mile, where the Oklahoma median is 546.
- Location: 36.5610 / -97.1528, per the US Census Bureau Gazetteer.
- Nearest larger cities: Red Rock (7 mi); Tonkawa (12 mi); Ponca City (12 mi); Billings (16 mi); Blackwell (19 mi). Living near a larger metro rarely changes what is available in Marland.
- Nearest smaller towns: Kildare (18 mi); Burbank (25 mi); Deer Creek (26 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 25 smaller Census places.
- Within 100 miles: 229 places are larger than Marland.
The anatomy of a Marland personal loan
In Marland, a small community of about 184, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Marland's rank of 439th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Marland decides the split between a comfortable payment and the total interest you pay.
Where Marland sits
Marland covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 676 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 78 miles from Marland. Counting outward 50 miles, 51 larger communities surround Marland. Within the same 50 miles lie 25 smaller Census places.
How Marland compares across Oklahoma
Against Oklahoma's other places, Marland accounts for about 0.0% of the state's population and ranks 439th of 590 by size. For population change between 2020 and 2023, Marland ranks 297th of 590 in Oklahoma (about the 50th percentile). At about 676 people per square mile, Marland is the 239th most densely settled place in Oklahoma. Between 2020 and 2023 the count changed by roughly 1 residents.
Steps to take before a Marland loan
These steps shape the offer you get in Marland, a place of about 184 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Oklahoma regulator's licence records before you sign.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Oklahoma; what changes is your credit file, not the fact that Marland holds 184 people.
Oklahoma rules behind a Marland personal loan
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Marland lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Common questions
What are my options in Marland if my credit is poor?
What loan size can I expect in Marland?
Do I have to pledge anything to borrow in Marland?
Does comparing loans in Marland cost me credit score points?
Nearby places
- Red Rock, OK — population 248
- Ponca City, OK — population 24,306
- Tonkawa, OK — population 2,995
- Kildare, OK — population 88
- Blackwell, OK — population 6,072
- Billings, OK — population 574
- Morrison, OK — population 715
- Perry, OK — population 4,424