Personal loans in Monmouth, IA

The closest larger city is Wyoming, IA about 6 miles away. Between the 2020 Census base and the 2023 estimate, Monmouth's population barely changed. A single loan can carry different costs on either side of a state line, and Monmouth sits on the Iowa side of that line. Compare APR, not the interest rate, because the APR folds in most fees on a Monmouth loan.

Monmouth: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 129 — Monmouth ranks 771st of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Roughly level with the 2020 Census base.
• Size percentile: about 18% of Iowa's Census places are smaller than Monmouth.
• Land and density: 0.6 square miles of land carry roughly 227 residents per square mile.
• Land area rank: Monmouth's 0.6 square miles rank 598th of 940 places in Iowa.
• Share of state population: Monmouth's 129 residents are about 0.0% of Iowa.
• National standing: Monmouth ranks 17,618th of 19,457 US places.
• Growth rank: Monmouth ranks 255th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Monmouth's 0.0% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Monmouth ranks 799th by people per square mile.
• Density vs Iowa: Monmouth's 227 people per square mile compare with a state median of 672.
• Location: it lies at 42.0751, -90.8822 in the Census Gazetteer.
• Nearest larger cities: Wyoming (6 mi); Onslow (7 mi); Oxford Junction (7 mi); Lost Nation (8 mi); Maquoketa (11 mi). Online lenders reach Monmouth no matter how far the nearest branch is.
• Smaller towns nearby: Baldwin (2 mi); Toronto (12 mi); Bernard (17 mi).
• Smaller places within 50 miles: 18 of them.
• At 100 miles: 491 larger Census places fall inside that radius.

Monmouth on the map

Inside Monmouth's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 227 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 145 miles. Monmouth has 144 larger places within a 50-mile radius. The 100-mile radius contains 491 larger places.

What is available to Monmouth borrowers

With about 227 residents per square mile, Monmouth is lightly settled, and 144 larger Census places sit within 50 miles. Distance to a branch rarely matters for Monmouth's 129 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Wyoming, IA about 6 miles away.

Inside a Monmouth personal loan

In Monmouth, a small community of about 129, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Monmouth's 129 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Monmouth loan is knowable in advance — unlike a revolving card balance.

Monmouth's place among Iowa's 940 places

Within Iowa, Monmouth holds roughly 0.0% of all residents, the 771st-largest share among 940 places. For population change between 2020 and 2023, Monmouth ranks 255th of 940 in Iowa (about the 73th percentile). At about 227 people per square mile, Monmouth is the 799th most densely settled place in Iowa. In land area, Monmouth ranks 598th among Iowa's 940 places.

Iowa rules behind a Monmouth personal loan

This table holds the Iowa rate and licensing rules for consumer loans made to Monmouth's 129 residents.