Personal loans in Miramar, FL
Miramar is one of 411 Census places in Florida; its 138,319 residents put it at 14th. A 2020-to-2023 comparison shows Miramar up by about 2.7%.
Miramar, Florida — home to about 138,319 people — is a sizable city, so the terms you are offered follow Florida law rather than any local rule. A single loan can carry different costs on either side of a state line, and Miramar sits on the Florida side of that line. Read the disclosure for an origination fee and any prepayment penalty before signing in Miramar. The closest larger city is Pembroke Pines, FL about 3 miles away.
The Miramar data picture
Miramar is a sizable city; the notes below cover its population profile and the statewide rules that apply.
- Population: 138,319 residents; Miramar is the 14th-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.7% more residents than the 2020 Census counted.
- Net change: roughly 3,609 more people than the 2020 Census counted.
- Size percentile: Miramar's 138,319 people outrank roughly 97% of the places in Florida.
- Population density: about 4,794 people per square mile (Census land area 28.9 sq mi).
- Land area rank: Miramar's 28.9 square miles rank 42nd of 411 places in Florida.
- Water area: Miramar has 2.23 square miles of water, ranking 69th of 411 places in Florida.
- State population share: Miramar accounts for about 1.2% of everyone in Florida.
- National rank: Miramar is the 196th most populous of the 19,457 Census places covered here.
- Growth rank: Miramar ranks 211th among Florida's 411 places for the 2020-to-2023 change.
- State comparison: Florida's places average +5.5% for 2020-to-2023, against Miramar's 2.7%.
- Density rank: Miramar is the 57th most densely settled place in Florida.
- Against the state median: Miramar runs about 4,794 residents per square mile, where the Florida median is 1,608.
- Location: it lies at 25.9725, -80.3386 in the Census Gazetteer.
- Nearest larger cities: Pembroke Pines (3 mi); Hialeah (7 mi); Hollywood (12 mi); Miami (16 mi); Fort Lauderdale (17 mi). Larger metros often have more branches, but online lenders reach Miramar on the same terms.
- Smaller places close by: Miami Lakes (4 mi); Southwest Ranches (6 mi); Hialeah Gardens (6 mi).
- Smaller neighbours: 77 places smaller than Miramar sit within 50 miles.
- Within 100 miles: 6 places are larger than Miramar.
Inside a Miramar personal loan
With roughly 138,319 residents, Miramar is a sizable city; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Miramar's rank of 14th in Florida: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Miramar loan is knowable in advance — unlike a revolving card balance.
Miramar: area, density and distance
The Census Gazetteer records 28.9 square miles of land and 2.23 square miles of water within Miramar. With 138,319 residents, the land area yields roughly 4,794 people per square mile. For the state's biggest city, Jacksonville, the distance is roughly 312 miles. Counting outward 50 miles, 5 larger communities surround Miramar. The 100-mile radius contains 6 larger places.
Borrowing reach in Miramar
Miramar is fairly dense, with about 4,794 people per square mile and 5 larger places within 50 miles. Whether Miramar has a local branch or not, a Florida-licensed lender can serve its 138,319 people online on the same terms. The nearest larger city, Pembroke Pines, FL about 3 miles away.
The Florida lending rules that reach Miramar
This table holds the Florida rate and licensing rules for consumer loans made to Miramar's 138,319 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
How Miramar compares across Florida
Among Florida's 411 places, Miramar sits at 14th for population, a share of roughly 1.2% of the state. For population change between 2020 and 2023, Miramar ranks 211th of 411 in Florida (about the 49th percentile). At about 4,794 people per square mile, Miramar is the 57th most densely settled place in Florida. By land area, its 28.9 square miles rank 42nd of 411 places in Florida.
Common questions
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Nearby places
- Pembroke Pines, FL — population 171,119
- Miami Lakes, FL — population 31,238
- Southwest Ranches, FL — population 7,566
- Hialeah Gardens, FL — population 22,286
- Cooper City, FL — population 34,321
- Miami Gardens, FL — population 110,717
- Hialeah, FL — population 221,300
- Medley, FL — population 1,036