Personal loans in Medley, FL

The roughly 1,036 people who live in Medley borrow under Florida rules; city hall sets no personal-loan rate. A single loan can carry different costs on either side of a state line, and Medley sits on the Florida side of that line. Use the calculator on this page to price an amount and term before you commit in Medley. The nearest larger city is Hialeah Gardens, FL about 2 miles away.

Local context for Medley

The figures below are Medley's own — Census population, land area and coordinates — followed by the Florida rules.

• Population: 1,036 people, a figure that places Medley 330th among the 411 Census places in Florida (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.8%.
• Change in people: the 2020-to-2023 comparison is a loss of about 19 residents.
• Size percentile: roughly 20% of Florida places rank below Medley.
• Density: roughly 156 residents per square mile, spread over 6.6 sq mi of land.
• Land area: Medley covers 6.6 square miles, the 180th-largest area among Florida's 411 places.
• Water area: Medley has 1.77 square miles of water, ranking 80th of 411 places in Florida.
• Share of state population: Medley's 1,036 residents are about 0.0% of Florida.
• National rank: Medley is the 10,077th most populous of the 19,457 Census places covered here.
• Growth in Florida: Medley stands 373rd by percentage change from 2020 to 2023, among 411 places.
• Against the state trend: Medley's 1.8% change compares with a Florida average of +5.5% across its 411 places.
• Density in Florida: Medley ranks 391st by people per square mile.
• Density vs Florida: Medley's 156 people per square mile compare with a state median of 1,608.
• Location: latitude 25.8649, longitude -80.3576 (Census Gazetteer).
• Nearest larger cities: Hialeah Gardens (2 mi); Doral (3 mi); Hialeah (3 mi); Miami Lakes (4 mi); Miami Springs (5 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Indian Creek (14 mi); Golden Beach (16 mi); Lazy Lake (24 mi).
• Smaller neighbours: 7 places smaller than Medley sit within 50 miles.
• At 100 miles: 106 larger Census places fall inside that radius.

Medley in state context

Medley is the 330th-largest of 411 Census places in Florida and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 373rd of 411 Florida places, putting it near the 9th percentile for growth. At about 156 people per square mile, Medley is the 391st most densely settled place in Florida. Within 50 miles sit 7 smaller Census places, alongside the 65 that are larger.

Land, water and location for Medley

Medley covers about 6.6 square miles of land, with 1.77 square miles of water inside its boundaries (Census Gazetteer). With 1,036 residents, the land area yields roughly 156 people per square mile. For the state's biggest city, Jacksonville, the distance is roughly 319 miles. Within 50 miles of Medley there are 65 larger Census places. By land area it ranks 180th of 411 Florida places.

Lender access in Medley

At roughly 156 people per square mile, Medley is lightly settled; 65 larger places lie within 50 miles. What is available to Medley's 1,036 borrowers is set by Florida licensing and your own credit, not by how many branches are nearby. The nearest larger city, Hialeah Gardens, FL about 2 miles away.

Steps to take before a Medley loan

These steps shape the offer you get in Medley, a place of about 1,036 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Florida licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Medley and the rest of Florida is not the process but the borrower's own file, among the 1,036 people here.

Florida consumer-lending rules applied in Medley

Every row below records a Florida rule, its publisher and its retrieval date — the same rules a Medley lender must follow.