Personal loans in Minneota, MN

Minneota, Minnesota — home to about 1,348 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. Lenders active in Minneota report to a Minnesota supervisor, identified in the sourced rows below. Judge Minneota offers on total cost, not on how quickly the money arrives. Borrowers who want a bigger city can look to Marshall, MN about 12 miles away.

Where Minneota stands

Most of what governs a Minneota loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 1,348 residents, 311th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 1.4% since the 2020 count.
• Absolute change: 19 residents lost between 2020 and 2023.
• Size percentile: roughly 64% of Minnesota's places have fewer residents than Minneota's 1,348.
• Density: roughly 929 residents per square mile, spread over 1.5 sq mi of land.
• Land area: Minneota covers 1.5 square miles, the 402nd-largest area among Minnesota's 853 places.
• Share of state population: Minneota's 1,348 residents are about 0.0% of Minnesota.
• National rank: Minneota is 9,111th of 19,457 places nationwide.
• Growth rank: Minneota ranks 536th among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Minneota's 1.4% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Minneota is the 298th most densely settled place in Minnesota.
• Density vs Minnesota: Minneota's 929 people per square mile compare with a state median of 607.
• Location: mapped by the US Census Bureau at 44.5625, -95.9827.
• Nearest larger cities: Marshall (12 mi); Canby (18 mi); Dawson (26 mi); Granite Falls (27 mi); Tracy (29 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Taunton (5 mi); Ghent (6 mi); Porter (11 mi), each with its own Census population profile.
• Smaller places within 50 miles: 82 of them.
• Within 100 miles: 76 places are larger than Minneota.

How Minnesota law applies in Minneota

Below are the Minnesota rules that apply to a loan made in Minneota, each with the regulator that issued it.

Lender access in Minneota

Minneota is moderately settled, with about 929 people per square mile and 15 larger places within 50 miles. Lenders licensed in Minnesota reach Minneota's 1,348 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Marshall, MN about 12 miles away.

What a Minneota borrower is actually offered

Minneota is a small community of about 1,348 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Minneota's 1,348 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Minneota loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Minneota on the map

The Census Gazetteer records about 1.5 square miles of land within Minneota, with no significant water area listed. That land carries about 929 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 136 miles. Minneota has 15 larger places within a 50-mile radius. The 100-mile radius contains 76 larger places.

Where Minneota sits in Minnesota

Within Minnesota, Minneota holds roughly 0.0% of all residents, the 311th-largest share among 853 places. Its 2020-to-2023 change ranks 536th of 853 Minnesota places, putting it near the 37th percentile for growth. By density, at about 929 people per square mile, it ranks 298th in Minnesota. By land area, its 1.5 square miles rank 402nd of 853 places in Minnesota.