Personal loans in Lynd, MN
Roughly 429 residents live in Lynd, the 521st-largest community in Minnesota. From the 2020 Census base to the 2023 estimate, the population declined by about 1.6%.
Lynd is a small community in Minnesota, with an estimated 429 residents, and every licensed lender here follows the same state rulebook. Which products a lender may offer to Lynd's 429 residents follows from the Minnesota consumer-lending framework. Compare APR, not the interest rate, because the APR folds in most fees on a Lynd loan. Borrowers who want a bigger city can look to Marshall, MN about 5 miles away.
The Lynd data picture
Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.
- Population: an estimated 429 residents, 521st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 1.6% across the 2020-to-2023 comparison.
- People gained or lost: about 7 fewer since the 2020 base.
- Size percentile: roughly 39% of Minnesota's places have fewer residents than Lynd's 429.
- Population density: 371 people per square mile on 1.2 square miles of land.
- By land area: Lynd ranks 463rd among Minnesota's 853 places, at 1.2 sq mi.
- State population share: Lynd accounts for about 0.0% of everyone in Minnesota.
- National standing: Lynd ranks 13,797th of 19,457 US places.
- Growth rank: Lynd's 2020-to-2023 change ranks 568th of 853 places in Minnesota.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Lynd's 1.6%.
- Density rank: Lynd places 562nd among Minnesota's places by people per square mile.
- Density vs Minnesota: Lynd's 371 people per square mile compare with a state median of 607.
- Location: 44.4018, -95.8741 (US Census Bureau Gazetteer).
- Nearest larger cities: Marshall (5 mi); Balaton (12 mi); Minneota (12 mi); Tyler (16 mi); Tracy (17 mi). Living near a larger metro rarely changes what is available in Lynd.
- Smaller communities close by: Russell (7 mi); Ghent (8 mi); Garvin (14 mi), each with its own Census population profile.
- Within a 50-mile radius: 56 smaller Census places.
- Within 100 miles: 192 places are larger than Lynd.
Minnesota consumer-lending rules applied in Lynd
These are Minnesota's sourced lending facts as they reach Lynd's 429 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
How Lynd compares across Minnesota
Within Minnesota, Lynd holds roughly 0.0% of all residents, the 521st-largest share among 853 places. On the 2020-to-2023 trend, Lynd stands 568th among Minnesota's 853 places — roughly the 33th percentile. By density, at about 371 people per square mile, it ranks 562nd in Minnesota. In land area, Lynd ranks 463rd among Minnesota's 853 places.
What is available to Lynd borrowers
Lynd is a lightly settled community of about 429 people, with 40 larger places inside a 50-mile radius. Whether Lynd has a local branch or not, a Minnesota-licensed lender can serve its 429 people online on the same terms. The nearest larger city, Marshall, MN about 5 miles away.
What a Lynd borrower is actually offered
Lynd is a small community of about 429 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Lynd's 429 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Lynd loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Lynd
The Census Gazetteer records about 1.2 square miles of land within Lynd, with no significant water area listed. Spread across it are roughly 371 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 134 miles away. Lynd has 40 larger places within a 50-mile radius. By land area it ranks 463rd of 853 Minnesota places.
Common questions
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Nearby places
- Marshall, MN — population 13,906
- Russell, MN — population 351
- Ghent, MN — population 377
- Balaton, MN — population 583
- Minneota, MN — population 1,348
- Garvin, MN — population 119
- Florence, MN — population 25
- Taunton, MN — population 132