Personal loans in Millville, DE
The Census estimates 2,049 residents in Millville, which ranks it 24th of 57 places in Delaware. Millville gained roughly 11.1% in population across the 2020-to-2023 comparison.
Millville is a small community in Delaware, with an estimated 2,049 residents, and every licensed lender here follows the same state rulebook. For the 2,049 people in Millville, Delaware runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 2,049, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Ocean View, DE about 1 miles away.
Millville: the sourced local profile
Most of what governs a Millville loan is written in Delaware law rather than in the city; the sourced notes below make that split concrete.
- Population: 2,049 — Millville ranks 24th of 57 communities in Delaware (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 11.1% across the 2020-to-2023 comparison.
- Net change: roughly 204 more people than the 2020 Census counted.
- Size percentile: bigger than about 58% of the places in Delaware, with 2,049 residents in Millville.
- Population density: 804 people per square mile on 2.5 square miles of land.
- Land area rank: Millville's 2.5 square miles rank 18th of 57 places in Delaware.
- State population share: Millville accounts for about 0.7% of everyone in Delaware.
- National rank: Millville is the 7,544th most populous of the 19,457 Census places covered here.
- Growth rank: Millville ranks 6th among Delaware's 57 places for the 2020-to-2023 change.
- State comparison: Delaware's places average +6.8% for 2020-to-2023, against Millville's 11.1%.
- Density rank: Millville places 48th among Delaware's places by people per square mile.
- Density in context: Millville's 804 people per square mile sit against a Delaware median of 1,284.
- Location: it lies at 38.5370, -75.1294 in the Census Gazetteer.
- Nearest larger cities: Ocean View (1 mi); Selbyville (7 mi); Millsboro (10 mi); Ocean City (10 mi); Berlin (15 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Bethany Beach (4 mi); South Bethany (4 mi); Frankford (6 mi).
- Smaller places within 50 miles: 43 of them.
- Within 100 miles: 147 places are larger than Millville.
Millville on the map
The Census Gazetteer records about 2.5 square miles of land within Millville, with no significant water area listed. The resulting density is about 804 people per square mile. For the state's biggest city, Wilmington, the distance is roughly 86 miles. Counting outward 50 miles, 31 larger communities surround Millville. Within the same 50 miles lie 43 smaller Census places.
Inside a Millville personal loan
A Millville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,049 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Millville. A longer term lowers the monthly payment on a Millville loan but raises total interest, so the smallest payment is not the cheapest loan.
Delaware consumer-lending rules applied in Millville
This table holds the Delaware rate and licensing rules for consumer loans made to Millville's 2,049 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Delaware Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner is responsible for regulating and examining State-chartered banks and trust companies and licensed financial services businesses". | Delaware Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted as 'short-term consumer loans' (≤$1,000, stated term under 60 days); max 5 per borrower per 12 months; max 4 rollovers Source says: "a short-term consumer loan that would cause the borrower to have more than 5 short-term consumer loans from all licensees in any 12-month period"; "No licensee shall make more than 4 rollovers of an existing short-term consumer loan". | Delaware General Assembly — 5 Del. C. §§ 2227, 2235A as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the State Bank Commissioner; making more than 5 loans in any 12-month period is deemed 'transacting the business of lending' Source says: "Every person desiring to transact the business of lending money in this State shall be required to obtain a license under this chapter". | Delaware General Assembly — 5 Del. C. § 2202 as of 2026-09-16 |
Millville against the rest of Delaware
Against Delaware's other places, Millville accounts for about 0.7% of the state's population and ranks 24th of 57 by size. On the 2020-to-2023 trend, Millville stands 6th among Delaware's 57 places — roughly the 89th percentile. At about 804 people per square mile, Millville is the 48th most densely settled place in Delaware. Within 50 miles sit 43 smaller Census places, alongside the 31 that are larger.
Lender access in Millville
With about 804 residents per square mile, Millville is moderately settled, and 31 larger Census places sit within 50 miles. Whether Millville has a local branch or not, a Delaware-licensed lender can serve its 2,049 people online on the same terms. The nearest larger city, Ocean View, DE about 1 miles away.
Common questions
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Nearby places
- Ocean View, DE — population 2,937
- Bethany Beach, DE — population 1,059
- South Bethany, DE — population 504
- Frankford, DE — population 878
- Selbyville, DE — population 3,184
- Fenwick Island, DE — population 376
- Dagsboro, DE — population 961
- Ocean City, MD — population 6,915