Personal loans in Dagsboro, DE
The first question in Dagsboro is not the rate on offer but whether the payment fits; about 961 people live here under Delaware lending law. The Census counts 961 people in Dagsboro, the 34th-largest figure among Delaware's 57 places.
From the 2020 Census base to the 2023 estimate, the population rose by about 10.6%. Use the calculator on this page to price an amount and term before you commit in Dagsboro. A larger market lies at Millsboro, DE about 5 miles away. A single loan can carry different costs on either side of a state line, and Dagsboro sits on the Delaware side of that line.
Borrowing in Dagsboro: the local picture
Two layers matter for a Dagsboro borrower: the local population picture and Delaware's consumer-lending statutes.
- Population: a Census-estimated 961, 34th among Delaware's 57 places (Vintage 2023).
- Population trend: Higher by roughly 10.6% since the 2020 count.
- Net change: roughly 92 more people than the 2020 Census counted.
- Size percentile: about 40% of Delaware communities are smaller than Dagsboro (961 residents).
- Density: the Census land area of 1.4 sq mi holds about 668 people per square mile.
- Land area rank: Dagsboro's 1.4 square miles rank 25th of 57 places in Delaware.
- State population share: Dagsboro accounts for about 0.3% of everyone in Delaware.
- Nationally: Dagsboro is the 10,390th-largest of 19,457 Census places in the dataset.
- Growth rank: Dagsboro's 2020-to-2023 change ranks 17th of 57 places in Delaware.
- Against the state trend: Dagsboro's 10.6% change compares with a Delaware average of +6.8% across its 57 places.
- Density in Delaware: Dagsboro ranks 51st by people per square mile.
- Density vs Delaware: Dagsboro's 668 people per square mile compare with a state median of 1,284.
- Location: 38.5462, -75.2458 (Census Gazetteer coordinates).
- Nearest larger cities: Millsboro (5 mi); Selbyville (6 mi); Millville (6 mi); Ocean View (7 mi); Bethany Beach (10 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Frankford (2 mi); South Bethany (10 mi); Fenwick Island (12 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 36 of them.
- At 100 miles: 210 larger Census places fall inside that radius.
Dagsboro's place among Delaware's 57 places
Among Delaware's 57 places, Dagsboro sits at 34th for population, a share of roughly 0.3% of the state. Its 2020-to-2023 change ranks 17th of 57 Delaware places, putting it near the 70th percentile for growth. Its roughly 668 residents per square mile place it 51st among Delaware's places. Between 2020 and 2023 the count changed by roughly 92 residents.
Lender access in Dagsboro
Dagsboro is a moderately settled community of about 961 people, with 49 larger places inside a 50-mile radius. What is available to Dagsboro's 961 borrowers is set by Delaware licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Millsboro, DE about 5 miles away.
Inside a Dagsboro personal loan
A Dagsboro personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 961 residents. Because pricing is borrower-level, two people in Dagsboro can be quoted different APRs on the same amount and term. Shortening the term on a Dagsboro loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Delaware consumer-lending rules applied in Dagsboro
When Delaware does not publish a figure, the row links to the source instead of inventing a number; Dagsboro is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Delaware Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner is responsible for regulating and examining State-chartered banks and trust companies and licensed financial services businesses". | Delaware Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted as 'short-term consumer loans' (≤$1,000, stated term under 60 days); max 5 per borrower per 12 months; max 4 rollovers Source says: "a short-term consumer loan that would cause the borrower to have more than 5 short-term consumer loans from all licensees in any 12-month period"; "No licensee shall make more than 4 rollovers of an existing short-term consumer loan". | Delaware General Assembly — 5 Del. C. §§ 2227, 2235A as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the State Bank Commissioner; making more than 5 loans in any 12-month period is deemed 'transacting the business of lending' Source says: "Every person desiring to transact the business of lending money in this State shall be required to obtain a license under this chapter". | Delaware General Assembly — 5 Del. C. § 2202 as of 2026-09-16 |
Where Dagsboro sits
The Census Gazetteer records about 1.4 square miles of land within Dagsboro, with no significant water area listed. Spread across it are roughly 668 residents per square mile. The largest place in Delaware, Wilmington, lies about 84 miles away. A 50-mile radius around Dagsboro takes in 49 places that are larger. The 100-mile radius contains 210 larger places.
Common questions
What are my options in Dagsboro if my credit is poor?
What loan size can I expect in Dagsboro?
Do I have to pledge anything to borrow in Dagsboro?
Does comparing loans in Dagsboro cost me credit score points?
Nearby places
- Frankford, DE — population 878
- Millsboro, DE — population 7,637
- Selbyville, DE — population 3,184
- Millville, DE — population 2,049
- Ocean View, DE — population 2,937
- Bethany Beach, DE — population 1,059
- Willards, MD — population 977
- South Bethany, DE — population 504