Personal loans in Mildred, TX
Personal loans in Mildred are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 443 population. The trend for Mildred between 2020 and 2023 is upward by roughly 11.0%.
At about 443 residents, Mildred is larger than roughly 17% of the places in Texas. Price two or three terms so you can see which payment is truly affordable in Mildred. Which products a lender may offer to Mildred's 443 residents follows from the Texas consumer-lending framework. Borrowers who want a bigger city can look to Angus, TX about 7 miles away.
The Mildred data picture
Two layers matter for a Mildred borrower: the local population picture and Texas's consumer-lending statutes.
- Population: 443 people, a figure that places Mildred 1,011th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 11.0% between 2020 and 2023.
- People gained or lost: about 44 more since the 2020 base.
- Size percentile: Mildred's 443 people outrank roughly 17% of the places in Texas.
- Land and density: 2.3 square miles of land carry roughly 193 residents per square mile.
- Land area: Mildred covers 2.3 square miles, the 632nd-largest area among Texas's 1,224 places.
- Water area: Mildred has 0.06 square miles of water, ranking 271st of 1,224 places in Texas.
- State population share: Mildred accounts for about 0.0% of everyone in Texas.
- National rank: Mildred is the 13,676th most populous of the 19,457 Census places covered here.
- Growth in Texas: Mildred stands 201st by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Mildred's 11.0%.
- Density rank: Mildred is the 1,118th most densely settled place in Texas.
- Against the state median: Mildred runs about 193 residents per square mile, where the Texas median is 840.
- Location: coordinates 32.0463, -96.3249 (US Census Bureau Gazetteer).
- Nearest larger cities: Angus (7 mi); Kerens (8 mi); Corsicana (9 mi); Trinidad (15 mi); Rice (17 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Eureka (4 mi); Powell (4 mi); Navarro (5 mi).
- Smaller places within 50 miles: 31 of them.
- At 100 miles: 320 larger Census places fall inside that radius.
Mildred's place among Texas's 1,224 places
Mildred is the 1,011th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 201st of 1,224 Texas places, putting it near the 84th percentile for growth. By density, at about 193 people per square mile, it ranks 1,118th in Texas. In land area, Mildred ranks 632nd among Texas's 1,224 places.
Which Texas laws govern a loan in Mildred
The rows below set out what a licensed lender must follow in Texas, and so for Mildred's roughly 443 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How a Mildred personal loan is priced
Most loans made to Mildred's 443 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Mildred loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Mildred loan is knowable in advance — unlike a revolving card balance.
Lender access in Mildred
With about 193 residents per square mile, Mildred is lightly settled, and 69 larger Census places sit within 50 miles. Lenders licensed in Texas reach Mildred's 443 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Angus, TX about 7 miles away.
Land, water and location for Mildred
Mildred's land area is about 2.3 square miles; a further 0.06 square miles is water. With 443 residents, the land area yields roughly 193 people per square mile. For the state's biggest city, Houston, the distance is roughly 166 miles. Mildred has 69 larger places within a 50-mile radius. By land area it ranks 632nd of 1,224 Texas places.
Common questions
What are my options in Mildred if my credit is poor?
What loan size can I expect in Mildred?
Do I have to pledge anything to borrow in Mildred?
Does comparing loans in Mildred cost me credit score points?
Nearby places
- Powell, TX — population 106
- Eureka, TX — population 343
- Navarro, TX — population 238
- Angus, TX — population 459
- Goodlow, TX — population 174
- Kerens, TX — population 1,495
- Corsicana, TX — population 25,671
- Retreat, TX — population 431