Personal loans in Angus, TX
Personal loans in Angus are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 459 population. Angus is home to roughly 459 people and stands 1,000th by size out of 1,224 Census places in Texas.
Decide the purpose of the loan and your repayment plan before sharing any details with a Angus lender. The trend for Angus between 2020 and 2023 is upward by roughly 5.5%. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Angus as from the rest of the state. The next larger city is Corsicana, TX about 6 miles away.
Angus by the numbers
Here is the sourced Census picture for Angus, plus the Texas lending rules that apply to a loan taken out here.
- Population: 459 residents; Angus is the 1,000th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 5.5% across the 2020-to-2023 comparison.
- People gained or lost: about 24 more since the 2020 base.
- Size percentile: Angus sits ahead of around 18% of Texas places, at 459 people.
- Population density: 139 people per square mile on 3.3 square miles of land.
- By land area: Angus ranks 499th among Texas's 1,224 places, at 3.3 sq mi.
- Share of state population: Angus's 459 residents are about 0.0% of Texas.
- Nationally: Angus is the 13,517th-largest of 19,457 Census places in the dataset.
- Growth rank: Angus ranks 408th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Angus moved 5.5%.
- Density rank: Angus places 1,166th among Texas's places by people per square mile.
- Against the state median: Angus runs about 139 residents per square mile, where the Texas median is 840.
- Location: it lies at 31.9995, -96.4277 in the Census Gazetteer.
- Nearest larger cities: Corsicana (6 mi); Wortham (15 mi); Kerens (15 mi); Rice (17 mi); Blooming Grove (18 mi). Living near a larger metro rarely changes what is available in Angus.
- Smaller communities close by: Navarro (3 mi); Retreat (4 mi); Richland (5 mi), each with its own Census population profile.
- Smaller neighbours: 33 places smaller than Angus sit within 50 miles.
- Larger places within 100 miles: 318.
Getting a loan in Angus
Angus is lightly settled, with about 139 people per square mile and 67 larger places within 50 miles. What is available to Angus's 459 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Corsicana, TX about 6 miles away.
Texas rules behind a Angus personal loan
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Angus lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How a Angus personal loan is priced
In Angus, a small community of about 459, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Angus's rank of 1,000th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Angus decides the split between a comfortable payment and the total interest you pay.
Where Angus sits
The Census Gazetteer records about 3.3 square miles of land within Angus, with no significant water area listed. That land carries about 139 people per square mile. For the state's biggest city, Houston, the distance is roughly 165 miles. A 50-mile radius around Angus takes in 67 places that are larger. The 100-mile radius contains 318 larger places.
A pre-application checklist for Angus
For Angus's roughly 459 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Angus-specific: the same Texas licensing and disclosure rules reach all 459 residents.
Common questions
What are my options in Angus if my credit is poor?
What loan size can I expect in Angus?
Do I have to pledge anything to borrow in Angus?
Does comparing loans in Angus cost me credit score points?
Nearby places
- Navarro, TX — population 238
- Retreat, TX — population 431
- Richland, TX — population 273
- Corsicana, TX — population 25,671
- Oak Valley, TX — population 418
- Mildred, TX — population 443
- Streetman, TX — population 267
- Powell, TX — population 106