Personal loans in Merrionette Park, IL
The first question in Merrionette Park is not the rate on offer but whether the payment fits; about 1,886 people live here under Illinois lending law.
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Merrionette Park's 1,886 residents. The Census counts 1,886 people in Merrionette Park, the 488th-largest figure among Illinois's 1,294 places. If debt is already a strain, a nonprofit credit counsellor can help Merrionette Park residents before they take on more. Census figures put the 2020-to-2023 decrease in Merrionette Park at about 4.2%. Borrowers who want a bigger city can look to Blue Island, IL about 2 miles away.
The Merrionette Park data picture
Merrionette Park is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 1,886 residents; Merrionette Park is the 488th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: About 4.2% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 83 residents.
- Size percentile: about 62% of Illinois communities are smaller than Merrionette Park (1,886 residents).
- Population density: about 5,029 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Merrionette Park ranks 1,111th among Illinois's 1,294 places, at 0.4 sq mi.
- State share: roughly 0.0% of Illinois's residents live in Merrionette Park (1,886 people).
- National rank: Merrionette Park is 7,844th of 19,457 places nationwide.
- Growth in Illinois: Merrionette Park stands 1,157th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Merrionette Park's 4.2%.
- Density in Illinois: Merrionette Park ranks 34th by people per square mile.
- Against the state median: Merrionette Park runs about 5,029 residents per square mile, where the Illinois median is 993.
- Location: coordinates 41.6811, -87.7012 (US Census Bureau Gazetteer).
- Nearest larger cities: Blue Island (2 mi); Alsip (2 mi); Calumet Park (2 mi); Robbins (3 mi); Evergreen Park (3 mi). Larger metros often have more branches, but online lenders reach Merrionette Park on the same terms.
- Smaller places nearby: Phoenix (6 mi); Bedford Park (7 mi); East Hazel Crest (8 mi).
- Smaller neighbours: 60 places smaller than Merrionette Park sit within 50 miles.
- At 100 miles: 423 larger Census places fall inside that radius.
What shapes a Merrionette Park personal loan
With roughly 1,886 residents, Merrionette Park is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Merrionette Park's 1,886 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Merrionette Park loan but raises total interest, so the smallest payment is not the cheapest loan.
Illinois consumer-lending rules applied in Merrionette Park
Illinois has no separate rate rule for Merrionette Park; the sourced rows below are what reach every lender that serves its 1,886 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Where Merrionette Park sits in Illinois
Merrionette Park is the 488th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 1,157th of 1,294 Illinois places, putting it near the 11th percentile for growth. At about 5,029 people per square mile, Merrionette Park is the 34th most densely settled place in Illinois. In land area, Merrionette Park ranks 1,111th among Illinois's 1,294 places.
What is available to Merrionette Park borrowers
With about 5,029 residents per square mile, Merrionette Park is densely built, and 256 larger Census places sit within 50 miles. A Illinois licence lets a lender serve Merrionette Park without a local office, so branch density does not change what its 1,886 residents are offered. The nearest larger city, Blue Island, IL about 2 miles away.
Where Merrionette Park sits
Merrionette Park covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 5,029 people per square mile. For the state's biggest city, Chicago, the distance is roughly 11 miles. Merrionette Park has 256 larger places within a 50-mile radius. Within the same 50 miles lie 60 smaller Census places.
Common questions
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Nearby places
- Blue Island, IL — population 21,494
- Alsip, IL — population 18,198
- Robbins, IL — population 4,493
- Evergreen Park, IL — population 19,010
- Calumet Park, IL — population 6,685
- Crestwood, IL — population 10,387
- Posen, IL — population 5,334
- Hometown, IL — population 4,138