Personal loans in Hometown, IL

Census figures put the 2020-to-2023 decrease in Hometown at about 4.8%. When Illinois caps or restricts a product, lenders either change the terms or withdraw it from Hometown as from the rest of the state. Compare APR, not the interest rate, because the APR folds in most fees on a Hometown loan. The nearest larger metro is Oak Lawn, IL about 2 miles away.

Hometown by the numbers

The figures below are Hometown's own — Census population, land area and coordinates — followed by the Illinois rules.

• Population: the Census counts 4,138 residents in Hometown (Vintage 2023 subcounty estimate), the 363rd-largest figure among Illinois's 1,294 places.
• Population trend: The 2020-to-2023 change is negative, near 4.8%.
• Change in people: the 2020-to-2023 comparison is a loss of about 210 residents.
• Size percentile: Hometown sits ahead of around 72% of Illinois places, at 4,138 people.
• Population density: about 8,639 people per square mile (Census land area 0.5 sq mi).
• Land area: Hometown covers 0.5 square miles, the 1,047th-largest area among Illinois's 1,294 places.
• Share of Illinois: Hometown holds about 0.0% of the state's population, some 4,138 people.
• Nationally: Hometown is the 5,374th-largest of 19,457 Census places in the dataset.
• Growth in Illinois: Hometown stands 1,256th by percentage change from 2020 to 2023, among 1,294 places.
• Against the state trend: Hometown's 4.8% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density in Illinois: Hometown ranks 9th by people per square mile.
• Against the state median: Hometown runs about 8,639 residents per square mile, where the Illinois median is 993.
• Location: 41.7312, -87.7311 (US Census Bureau Gazetteer).
• Nearest larger cities: Oak Lawn (2 mi); Evergreen Park (2 mi); Burbank (2 mi); Chicago Ridge (3 mi); Bridgeview (4 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Bedford Park (3 mi); Merrionette Park (4 mi); Forest View (6 mi).
• Within a 50-mile radius: 89 smaller Census places.
• Within 100 miles: 343 places are larger than Hometown.

Borrowing reach in Hometown

With about 8,639 residents per square mile, Hometown is densely built, and 237 larger Census places sit within 50 miles. Distance to a branch rarely matters for Hometown's 4,138 residents: the application is online and the price follows your credit file. The nearest bigger place is Oak Lawn, IL about 2 miles away.

What a Hometown borrower is actually offered

In Hometown, a small community of about 4,138, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Hometown's 4,138 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Hometown loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Hometown sits in Illinois

Among Illinois's 1,294 places, Hometown sits at 363rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 1,256th of 1,294 Illinois places, putting it near the 3th percentile for growth. Its roughly 8,639 residents per square mile place it 9th among Illinois's places. In land area, Hometown ranks 1,047th among Illinois's 1,294 places.

The geography behind Hometown

The Census Gazetteer records about 0.5 square miles of land within Hometown, with no significant water area listed. That land carries about 8,639 people per square mile. The largest place in Illinois, Chicago, lies about 8 miles away. A 50-mile radius around Hometown takes in 237 places that are larger. Within the same 50 miles lie 89 smaller Census places.

The state rulebook for Hometown

Read the table as a lender's compliance picture for Hometown: the rule, the sourced figure, the publisher and the date.