Personal loans in Mentone, IN
A lender that serves Mentone operates under Indiana lending statutes and a Indiana supervisor. With an estimated 922 residents, Mentone is the 321st-largest of 565 places in Indiana.
Personal loans in Mentone are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 922 population. A 2020-to-2023 comparison shows Mentone down by about 2.4%. Judge Mentone offers on total cost, not on how quickly the money arrives. The closest larger city is Akron, IN about 9 miles away.
What the Census records for Mentone
Most of what governs a Mentone loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: about 922 people live here, which puts Mentone 321st of 565 Census places in Indiana (Vintage 2023).
- Population trend: A drop of about 2.4% from 2020 to 2023.
- People gained or lost: about 23 fewer since the 2020 base.
- Size percentile: Mentone sits ahead of around 43% of Indiana places, at 922 people.
- Land and density: 0.6 square miles of land carry roughly 1,581 residents per square mile.
- Land area rank: Mentone's 0.6 square miles rank 367th of 565 places in Indiana.
- Water: Mentone holds about 0.01 square miles, the 166th-largest water area in Indiana.
- Share of Indiana: Mentone holds about 0.0% of the state's population, some 922 people.
- National rank: Mentone is the 10,596th most populous of the 19,457 Census places covered here.
- Growth rank: Mentone's 2020-to-2023 change ranks 550th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Mentone moved 2.4%.
- Density in Indiana: Mentone ranks 219th by people per square mile.
- Against the state median: Mentone runs about 1,581 residents per square mile, where the Indiana median is 1,375.
- Location: the Census Gazetteer records it at 41.1738, -86.0384.
- Nearest larger cities: Akron (9 mi); Bourbon (10 mi); Warsaw (11 mi); Rochester (11 mi); Argos (12 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Burket (4 mi); Etna Green (7 mi); Claypool (9 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 40 of them.
- At 100 miles: 356 larger Census places fall inside that radius.
The geography behind Mentone
Mentone covers about 0.6 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,581 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 47 miles away. Within 50 miles of Mentone there are 70 larger Census places. Within the same 50 miles lie 40 smaller Census places.
Indiana consumer-lending rules applied in Mentone
The rows below set out what a licensed lender must follow in Indiana, and so for Mentone's roughly 922 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
What shapes a Mentone personal loan
Most loans made to Mentone's 922 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Mentone. A longer term lowers the monthly payment on a Mentone loan but raises total interest, so the smallest payment is not the cheapest loan.
Lender access in Mentone
Mentone is moderately settled, with about 1,581 people per square mile and 70 larger places within 50 miles. What is available to Mentone's 922 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Akron, IN about 9 miles away.
How Mentone compares across Indiana
Set beside Indiana's 565 places, Mentone ranks 321st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 550th of 565 Indiana places, putting it near the 3th percentile for growth. Its roughly 1,581 residents per square mile place it 219th among Indiana's places. Within 50 miles sit 40 smaller Census places, alongside the 70 that are larger.
Common questions
What are my options in Mentone if my credit is poor?
What loan size can I expect in Mentone?
Do I have to pledge anything to borrow in Mentone?
Does comparing loans in Mentone cost me credit score points?
Nearby places
- Burket, IN — population 122
- Etna Green, IN — population 569
- Akron, IN — population 1,113
- Bourbon, IN — population 1,673
- Claypool, IN — population 397
- Silver Lake, IN — population 868
- Rochester, IN — population 6,211
- Warsaw, IN — population 16,097