Personal loans in Burket, IN
The Census counts 122 people in Burket, the 537th-largest figure among Indiana's 565 places. With roughly 122 residents, Burket is a small community, and the lending rules its borrowers live under are written in Indiana, not by the city.
Between the 2020 Census base and the 2023 estimate, Burket's population barely changed. Judge Burket offers on total cost, not on how quickly the money arrives. Which products a lender may offer to Burket's 122 residents follows from the Indiana consumer-lending framework. The closest larger city is Mentone, IN about 4 miles away.
Local context for Burket
What follows is Burket's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: 122 residents; Burket is the 537th-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: roughly 5% of Indiana places rank below Burket.
- Population density: about 1,718 people per square mile (Census land area 0.1 sq mi).
- By land area: Burket ranks 557th among Indiana's 565 places, at 0.1 sq mi.
- State share: roughly 0.0% of Indiana's residents live in Burket (122 people).
- Nationally: Burket is the 17,743rd-largest of 19,457 Census places in the dataset.
- Growth rank: Burket's 2020-to-2023 change ranks 305th of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Burket's 0.0%.
- Density rank: Burket is the 158th most densely settled place in Indiana.
- Density vs Indiana: Burket's 1,718 people per square mile compare with a state median of 1,375.
- Location: the Census Gazetteer records it at 41.1549, -85.9687.
- Nearest larger cities: Mentone (4 mi); Claypool (5 mi); Silver Lake (7 mi); Akron (9 mi); Warsaw (9 mi). Lenders licensed in the state serve Burket whether or not they keep a local branch.
- Nearest smaller towns: Onward (34 mi); Mount Etna (36 mi); Indian Village (41 mi).
- Smaller places within 50 miles: 3 of them.
- Larger places within 100 miles: 521.
Burket: area, density and distance
Inside Burket's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 122 residents, the land area yields roughly 1,718 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 43 miles. Counting outward 50 miles, 106 larger communities surround Burket. Within the same 50 miles lie 3 smaller Census places.
Lender access in Burket
Burket is moderately settled, with about 1,718 people per square mile and 106 larger places within 50 miles. What is available to Burket's 122 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Mentone, IN about 4 miles away.
Where Burket sits in Indiana
Among Indiana's 565 places, Burket sits at 537th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 305th of 565 Indiana places, putting it near the 46th percentile for growth. At about 1,718 people per square mile, Burket is the 158th most densely settled place in Indiana. By land area, its 0.1 square miles rank 557th of 565 places in Indiana.
How Indiana law applies in Burket
Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Burket lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
The Burket borrowing checklist
Complete these steps first when you borrow in Burket (122 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
What differs between Burket and the rest of Indiana is not the process but the borrower's own file, among the 122 people here.
Common questions
What are my options in Burket if my credit is poor?
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Does comparing loans in Burket cost me credit score points?
Nearby places
- Mentone, IN — population 922
- Claypool, IN — population 397
- Silver Lake, IN — population 868
- Akron, IN — population 1,113
- Etna Green, IN — population 569
- Warsaw, IN — population 16,097
- Winona Lake, IN — population 5,099
- Bourbon, IN — population 1,673