Personal loans in Mentone, AL

Decide the purpose of the loan and your repayment plan before sharing any details with a Mentone lender. Lenders active in Mentone report to a Alabama supervisor, identified in the sourced rows below. Mentone gained roughly 0.6% in population across the 2020-to-2023 comparison. The next larger city is Valley Head, AL about 2 miles away.

Where Mentone stands

Mentone is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 325, ranked 367th of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 0.6% between 2020 and 2023.
• Net change: roughly 2 more people than the 2020 Census counted.
• Size percentile: Mentone sits ahead of around 21% of Alabama places, at 325 people.
• Population density: 76 people per square mile on 4.3 square miles of land.
• Land area rank: Mentone's 4.3 square miles rank 276th of 462 places in Alabama.
• Water area rank: Mentone ranks 280th among Alabama's 462 places, with 0.01 sq mi.
• Share of state population: Mentone's 325 residents are about 0.0% of Alabama.
• National standing: Mentone ranks 14,837th of 19,457 US places.
• Growth in Alabama: Mentone stands 211th by percentage change from 2020 to 2023, among 462 places.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Mentone's 0.6%.
• Density rank: Mentone places 423rd among Alabama's places by people per square mile.
• Density in context: Mentone's 76 people per square mile sit against a Alabama median of 259.
• Location: the Census Gazetteer records it at 34.5632, -85.5897.
• Nearest larger cities: Valley Head (2 mi); Hammondville (3 mi); Menlo (8 mi); Fort Payne (9 mi); Henagar (9 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Pine Ridge (14 mi); Gaylesville (20 mi); Lakeview (25 mi), each with its own Census population profile.
• Smaller places within 50 miles: 9 of them.
• At 100 miles: 320 larger Census places fall inside that radius.

How Alabama law applies in Mentone

Read the table as a lender's compliance picture for Mentone: the rule, the sourced figure, the publisher and the date.

How a Mentone personal loan is priced

Mentone is a small community of about 325 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Mentone can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Mentone loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Mentone sits in Alabama

Among Alabama's 462 places, Mentone sits at 367th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Mentone stands 211th among Alabama's 462 places — roughly the 54th percentile. Its roughly 76 residents per square mile place it 423rd among Alabama's places. Between 2020 and 2023 the count changed by roughly 2 residents.

Land, water and location for Mentone

Mentone covers about 4.3 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 76 people per square mile. Huntsville, the largest place in Alabama, is about 62 miles from Mentone. A 50-mile radius around Mentone takes in 86 places that are larger. The 100-mile radius contains 320 larger places.

How lenders reach Mentone

Mentone is sparsely settled, with about 76 people per square mile and 86 larger places within 50 miles. Lenders licensed in Alabama reach Mentone's 325 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Valley Head, AL about 2 miles away.