Personal loans in Sylvania, AL

Begin with the payment, then weigh APR and total interest across the lenders that reach Sylvania's 1,809 residents. Sylvania is one of 462 Census places in Alabama; its 1,809 residents put it at 207th. Lenders active in Sylvania report to a Alabama supervisor, identified in the sourced rows below. Sylvania added about 0.8% to its population between the 2020 base and the 2023 estimate. Borrowers who want a bigger city can look to Rainsville, AL about 5 miles away.

What the Census records for Sylvania

Here is the sourced Census picture for Sylvania, plus the Alabama lending rules that apply to a loan taken out here.

• Population: a Census-estimated 1,809, 207th among Alabama's 462 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 0.8%.
• Net change: roughly 14 more people than the 2020 Census counted.
• Size percentile: roughly 55% of Alabama places rank below Sylvania.
• Density: roughly 212 residents per square mile, spread over 8.5 sq mi of land.
• Land area rank: Sylvania's 8.5 square miles rank 168th of 462 places in Alabama.
• Water area rank: Sylvania ranks 113th among Alabama's 462 places, with 0.10 sq mi.
• Within Alabama: about 0.1% of the state's population lives in Sylvania.
• National rank: Sylvania is 7,992nd of 19,457 places nationwide.
• Growth in Alabama: Sylvania stands 197th by percentage change from 2020 to 2023, among 462 places.
• Against the state trend: Sylvania's 0.8% change compares with a Alabama average of +1.0% across its 462 places.
• Density rank: Sylvania places 271st among Alabama's places by people per square mile.
• Against the state median: Sylvania runs about 212 residents per square mile, where the Alabama median is 259.
• Location: 34.5620, -85.8047 (US Census Bureau Gazetteer).
• Nearest larger cities: Rainsville (5 mi); Henagar (6 mi); Fort Payne (10 mi); Scottsboro (15 mi); Collinsville (21 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Powell (6 mi); Dutton (7 mi); Pine Ridge (8 mi).
• Smaller places within 50 miles: 52 of them.
• Larger places within 100 miles: 181.

Lender access in Sylvania

Sylvania is lightly settled, with about 212 people per square mile and 44 larger places within 50 miles. Whether Sylvania has a local branch or not, a Alabama-licensed lender can serve its 1,809 people online on the same terms. The nearest larger city, Rainsville, AL about 5 miles away.

What shapes a Sylvania personal loan

In Sylvania, a small community of about 1,809, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Sylvania can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Sylvania loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Sylvania

Sylvania's land area is about 8.5 square miles; a further 0.10 square miles is water. That land carries about 212 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 50 miles. A 50-mile radius around Sylvania takes in 44 places that are larger. The 100-mile radius contains 181 larger places.

Sylvania in state context

Within Alabama, Sylvania holds roughly 0.1% of all residents, the 207th-largest share among 462 places. On the 2020-to-2023 trend, Sylvania stands 197th among Alabama's 462 places — roughly the 57th percentile. At about 212 people per square mile, Sylvania is the 271st most densely settled place in Alabama. Within 50 miles sit 52 smaller Census places, alongside the 44 that are larger.

Alabama consumer-lending rules applied in Sylvania

Every row below records a Alabama rule, its publisher and its retrieval date — the same rules a Sylvania lender must follow.