Personal loans in Menomonie, WI
The first question in Menomonie is not the rate on offer but whether the payment fits; about 16,642 people live here under Wisconsin lending law.
Begin with the payment, then weigh APR and total interest across the lenders that reach Menomonie's 16,642 residents. With 16,642 residents, Menomonie outranks about 91% of the communities in Wisconsin. Rate ceilings, licensing requirements and product limits for Menomonie are all set at the Wisconsin level. Population in Menomonie dropped about 1.2% over the three years from 2020 to 2023. For a bigger market, look to Eau Claire, WI about 21 miles away.
Where Menomonie stands
Menomonie is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: 16,642 people, a figure that places Menomonie 53rd among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.2%.
- Absolute change: 203 residents lost between 2020 and 2023.
- Size percentile: bigger than about 91% of the places in Wisconsin, with 16,642 residents in Menomonie.
- Density: roughly 1,208 residents per square mile, spread over 13.8 sq mi of land.
- Land area rank: Menomonie's 13.8 square miles rank 57th of 605 places in Wisconsin.
- Water: Menomonie holds about 1.74 square miles, the 17th-largest water area in Wisconsin.
- Share of state population: Menomonie's 16,642 residents are about 0.4% of Wisconsin.
- National standing: Menomonie ranks 2,193rd of 19,457 US places.
- Growth in Wisconsin: Menomonie stands 422nd by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Menomonie's 1.2% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Menomonie places 166th among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Menomonie's 1,208 people per square mile compare with a state median of 800.
- Location: it lies at 44.8892, -91.9096 in the Census Gazetteer.
- Nearest larger cities: Eau Claire (21 mi); River Falls (35 mi); Red Wing (40 mi); Stillwater (47 mi); Hastings (48 mi). Lenders licensed in the state serve Menomonie whether or not they keep a local branch.
- Smaller communities within reach: Knapp (9 mi); Wheeler (11 mi); Elk Mound (11 mi).
- Within a 50-mile radius: 88 smaller Census places.
- Larger places within 100 miles: 66.
What is available to Menomonie borrowers
Menomonie is a moderately settled community of about 16,642 people, with 7 larger places inside a 50-mile radius. Whether Menomonie has a local branch or not, a Wisconsin-licensed lender can serve its 16,642 people online on the same terms. The nearest bigger place is Eau Claire, WI about 21 miles away.
The geography behind Menomonie
Menomonie's land area is about 13.8 square miles; a further 1.74 square miles is water. Spread across it are roughly 1,208 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 233 miles away. Counting outward 50 miles, 7 larger communities surround Menomonie. Within the same 50 miles lie 88 smaller Census places.
The anatomy of a Menomonie personal loan
With roughly 16,642 residents, Menomonie is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Menomonie can be quoted different APRs on the same amount and term. The term you choose in Menomonie decides the split between a comfortable payment and the total interest you pay.
How Wisconsin law applies in Menomonie
The rows below set out what a licensed lender must follow in Wisconsin, and so for Menomonie's roughly 16,642 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Menomonie in state context
Within Wisconsin, Menomonie holds roughly 0.4% of all residents, the 53rd-largest share among 605 places. For population change between 2020 and 2023, Menomonie ranks 422nd of 605 in Wisconsin (about the 30th percentile). Its roughly 1,208 residents per square mile place it 166th among Wisconsin's places. Between 2020 and 2023 the count changed by roughly 203 residents.
Common questions
What are my options in Menomonie if my credit is poor?
What loan size can I expect in Menomonie?
Do I have to pledge anything to borrow in Menomonie?
Does comparing loans in Menomonie cost me credit score points?
Nearby places
- Wheeler, WI — population 330
- Knapp, WI — population 492
- Boyceville, WI — population 1,099
- Colfax, WI — population 1,188
- Elk Mound, WI — population 986
- Elmwood, WI — population 810
- Downing, WI — population 230
- Wilson, WI — population 205