Personal loans in Colfax, WI

Pull your credit reports and line up at least three offers before you apply from Colfax. Which products a lender may offer to Colfax's 1,188 residents follows from the Wisconsin consumer-lending framework. Population in Colfax climbed about 0.7% over the three years from 2020 to 2023. The next larger city is Menomonie, WI about 12 miles away.

Colfax: the sourced local profile

Two layers matter for a Colfax borrower: the local population picture and Wisconsin's consumer-lending statutes.

• Population: a Census-estimated 1,188, 339th among Wisconsin's 605 places (Vintage 2023).
• Population trend: Up about 0.7% from the 2020 Census base to the 2023 estimate.
• Absolute change: 8 residents added between 2020 and 2023.
• Size percentile: roughly 44% of Wisconsin's places have fewer residents than Colfax's 1,188.
• Population density: 855 people per square mile on 1.4 square miles of land.
• Land area: Colfax covers 1.4 square miles, the 410th-largest area among Wisconsin's 605 places.
• Water area rank: Colfax ranks 276th among Wisconsin's 605 places, with 0.03 sq mi.
• Within Wisconsin: about 0.0% of the state's population lives in Colfax.
• National rank: Colfax sits 9,592nd by population among the 19,457 places in this dataset.
• Growth in Wisconsin: Colfax stands 186th by percentage change from 2020 to 2023, among 605 places.
• Versus Wisconsin: the state average change is +0.4%, while Colfax moved 0.7%.
• Density rank: Colfax is the 280th most densely settled place in Wisconsin.
• Against the state median: Colfax runs about 855 residents per square mile, where the Wisconsin median is 800.
• Location: it lies at 44.9970, -91.7255 in the Census Gazetteer.
• Nearest larger cities: Menomonie (12 mi); Bloomer (14 mi); Lake Hallie (17 mi); Eau Claire (17 mi); Chippewa Falls (17 mi). Online lenders reach Colfax no matter how far the nearest branch is.
• Smaller towns nearby: Elk Mound (9 mi); Wheeler (9 mi); Boyceville (16 mi).
• Within a 50-mile radius: 40 smaller Census places.
• Within 100 miles: 233 places are larger than Colfax.

Where Colfax sits in Wisconsin

Against Wisconsin's other places, Colfax accounts for about 0.0% of the state's population and ranks 339th of 605 by size. Its 2020-to-2023 change ranks 186th of 605 Wisconsin places, putting it near the 69th percentile for growth. Its roughly 855 residents per square mile place it 280th among Wisconsin's places. The population moved by about 8 people between 2020 and 2023, a 0.7% shift.

How lenders reach Colfax

With about 855 residents per square mile, Colfax is moderately settled, and 37 larger Census places sit within 50 miles. Whether Colfax has a local branch or not, a Wisconsin-licensed lender can serve its 1,188 people online on the same terms. For a larger market, the closest option is Menomonie, WI about 12 miles away.

Wisconsin consumer-lending rules applied in Colfax

When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Colfax is bound by the same rules.

Colfax on the map

Colfax's land area is about 1.4 square miles; a further 0.03 square miles is water. With 1,188 residents, the land area yields roughly 855 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 230 miles. Within 50 miles of Colfax there are 37 larger Census places. Within the same 50 miles lie 40 smaller Census places.

A pre-application checklist for Colfax

Before you hand your details to a lender in Colfax, where the population is near 1,188:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Colfax-specific: the same Wisconsin licensing and disclosure rules reach all 1,188 residents.