Personal loans in Menomonee Falls, WI
Census figures put the 2020-to-2023 increase in Menomonee Falls at about 3.1%. In Menomonee Falls, one of 605 Census places in Wisconsin, the figure to compare across lenders is the APR, not the advertised rate.
Roughly 39,700 residents live in Menomonee Falls, the 19th-largest community in Wisconsin. The next larger city is Brookfield, WI about 7 miles away. Which products a lender may offer to Menomonee Falls's 39,700 residents follows from the Wisconsin consumer-lending framework. For a community of about 39,700, the practical step is to compare APR across at least three lenders before committing.
Where Menomonee Falls stands
Menomonee Falls is a smaller city; the notes below cover its population profile and the statewide rules that apply.
- Population: 39,700 people, a figure that places Menomonee Falls 19th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: About 3.1% above the 2020 Census base.
- Net change: roughly 1,177 more people than the 2020 Census counted.
- Size percentile: with 39,700 residents, Menomonee Falls is larger than about 97% of Wisconsin's Census places.
- Population density: about 1,207 people per square mile across 32.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Menomonee Falls covers 32.9 square miles, the 23rd-largest area among Wisconsin's 605 places.
- Water area: Menomonee Falls has 0.39 square miles of water, ranking 85th of 605 places in Wisconsin.
- Within Wisconsin: about 0.9% of the state's population lives in Menomonee Falls.
- National rank: Menomonee Falls is the 1,007th most populous of the 19,457 Census places covered here.
- Growth in Wisconsin: Menomonee Falls stands 64th by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Menomonee Falls's 3.1% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Menomonee Falls ranks 167th by people per square mile.
- Density vs Wisconsin: Menomonee Falls's 1,207 people per square mile compare with a state median of 800.
- Location: 43.1594, -88.1215 (US Census Bureau Gazetteer).
- Nearest larger cities: Brookfield (7 mi); Wauwatosa (8 mi); Milwaukee (10 mi); West Allis (12 mi); Waukesha (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Lannon (2 mi); Butler (4 mi); Germantown (5 mi), each with its own Census population profile.
- Smaller places within 50 miles: 139 of them.
- At 100 miles: 41 larger Census places fall inside that radius.
Menomonee Falls: area, density and distance
Inside Menomonee Falls's boundaries lie roughly 32.9 square miles of land and 0.39 square miles of water. The resulting density is about 1,207 people per square mile. Milwaukee, the largest place in Wisconsin, is about 10 miles from Menomonee Falls. Within 50 miles of Menomonee Falls there are 10 larger Census places. Within the same 50 miles lie 139 smaller Census places.
Wisconsin rules behind a Menomonee Falls personal loan
Read the table as a lender's compliance picture for Menomonee Falls: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
What to do before borrowing in Menomonee Falls
Before you hand your details to a lender in Menomonee Falls, where the population is near 39,700:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Wisconsin regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Menomonee Falls and the rest of Wisconsin is not the process but the borrower's own file, among the 39,700 people here.
Getting a loan in Menomonee Falls
At roughly 1,207 people per square mile, Menomonee Falls is moderately settled; 10 larger places lie within 50 miles. Distance to a branch rarely matters for Menomonee Falls's 39,700 residents: the application is online and the price follows your credit file. The nearest bigger place is Brookfield, WI about 7 miles away.
Where Menomonee Falls sits in Wisconsin
Within Wisconsin, Menomonee Falls holds roughly 0.9% of all residents, the 19th-largest share among 605 places. Its 2020-to-2023 change ranks 64th of 605 Wisconsin places, putting it near the 89th percentile for growth. By density, at about 1,207 people per square mile, it ranks 167th in Wisconsin. In land area, Menomonee Falls ranks 23rd among Wisconsin's 605 places.
Common questions
What are my options in Menomonee Falls if my credit is poor?
What loan size can I expect in Menomonee Falls?
Do I have to pledge anything to borrow in Menomonee Falls?
Does comparing loans in Menomonee Falls cost me credit score points?
Nearby places
- Lannon, WI — population 2,290
- Butler, WI — population 1,766
- Germantown, WI — population 21,020
- Brookfield, WI — population 41,884
- Sussex, WI — population 12,162
- Elm Grove, WI — population 6,316
- Mequon, WI — population 25,489
- Wauwatosa, WI — population 47,038