Personal loans in Elm Grove, WI
Which products a lender may offer to Elm Grove's 6,316 residents follows from the Wisconsin consumer-lending framework. Personal loans in Elm Grove are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 6,316 population. Elm Grove ranks 138th of 605 places in Wisconsin, with a population near 6,316. Census figures put the 2020-to-2023 decrease in Elm Grove at about 3.1%. Decide the purpose of the loan and your repayment plan before sharing any details with a Elm Grove lender. The nearest larger city is Brookfield, WI about 2 miles away.
Elm Grove: the sourced local profile
Set out below is Elm Grove's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 6,316, 138th among Wisconsin's 605 places (Vintage 2023).
- Population trend: A decline of about 3.1% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 200 residents.
- Size percentile: with 6,316 residents, Elm Grove is larger than about 77% of Wisconsin's Census places.
- Population density: 1,937 people per square mile on 3.3 square miles of land.
- By land area: Elm Grove ranks 214th among Wisconsin's 605 places, at 3.3 sq mi.
- Water area: Elm Grove has 0.02 square miles of water, ranking 323rd of 605 places in Wisconsin.
- Share of state population: Elm Grove's 6,316 residents are about 0.1% of Wisconsin.
- Nationally: Elm Grove is the 4,242nd-largest of 19,457 Census places in the dataset.
- Growth rank: Elm Grove ranks 571st among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Elm Grove's 3.1% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Elm Grove places 68th among Wisconsin's places by people per square mile.
- Against the state median: Elm Grove runs about 1,937 residents per square mile, where the Wisconsin median is 800.
- Location: 43.0475, -88.0870 (US Census Bureau Gazetteer).
- Nearest larger cities: Brookfield (2 mi); Wauwatosa (3 mi); West Allis (4 mi); New Berlin (6 mi); Milwaukee (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Butler (4 mi); West Milwaukee (6 mi); Lannon (8 mi).
- Smaller places within 50 miles: 82 of them.
- At 100 miles: 277 larger Census places fall inside that radius.
How a Elm Grove personal loan is priced
Elm Grove is a small town of about 6,316 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Elm Grove's 6,316 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Elm Grove loan is knowable in advance — unlike a revolving card balance.
What is available to Elm Grove borrowers
Elm Grove is moderately settled, with about 1,937 people per square mile and 78 larger places within 50 miles. A Wisconsin licence lets a lender serve Elm Grove without a local office, so branch density does not change what its 6,316 residents are offered. The nearest bigger place is Brookfield, WI about 2 miles away.
Elm Grove: area, density and distance
Inside Elm Grove's boundaries lie roughly 3.3 square miles of land and 0.02 square miles of water. The resulting density is about 1,937 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 6 miles away. Elm Grove has 78 larger places within a 50-mile radius. Within the same 50 miles lie 82 smaller Census places.
Elm Grove's place among Wisconsin's 605 places
Among Wisconsin's 605 places, Elm Grove sits at 138th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Elm Grove ranks 571st of 605 in Wisconsin (about the 6th percentile). Its roughly 1,937 residents per square mile place it 68th among Wisconsin's places. The population moved by about 200 people between 2020 and 2023, a 3.1% shift.
Wisconsin rules behind a Elm Grove personal loan
Below are the Wisconsin rules that apply to a loan made in Elm Grove, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Elm Grove if my credit is poor?
What loan size can I expect in Elm Grove?
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Does comparing loans in Elm Grove cost me credit score points?
Nearby places
- Brookfield, WI — population 41,884
- Wauwatosa, WI — population 47,038
- Butler, WI — population 1,766
- West Allis, WI — population 58,874
- New Berlin, WI — population 40,260
- Hales Corners, WI — population 7,522
- Menomonee Falls, WI — population 39,700
- Greenfield, WI — population 36,916