Personal loans in Medicine Bow, WY

Medicine Bow counts about 238 people, and what is genuinely local about borrowing here is limited — Wyoming law does the governing. Consumer lending that reaches Medicine Bow's 238 residents is governed by Wyoming statute; no city ordinance changes it. Pull your credit reports and line up at least three offers before you apply from Medicine Bow. The nearest larger city is Hanna, WY about 19 miles away.

Medicine Bow: the sourced local profile

Set out below is Medicine Bow's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 238 residents in Medicine Bow (Vintage 2023 subcounty estimate), the 74th-largest figure among Wyoming's 99 places.
• Population trend: The 2020-to-2023 change is negative, near 1.7%.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 25% of the places in Wyoming, with 238 residents in Medicine Bow.
• Density: roughly 69 residents per square mile, spread over 3.5 sq mi of land.
• Land area rank: Medicine Bow's 3.5 square miles rank 26th of 99 places in Wyoming.
• Share of state population: Medicine Bow's 238 residents are about 0.1% of Wyoming.
• National rank: Medicine Bow is 15,929th of 19,457 places nationwide.
• Growth rank: Medicine Bow ranks 81st among Wyoming's 99 places for the 2020-to-2023 change.
• State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Medicine Bow's 1.7%.
• Density rank: Medicine Bow is the 94th most densely settled place in Wyoming.
• Density in context: Medicine Bow's 69 people per square mile sit against a Wyoming median of 699.
• Location: 41.8995, -106.2019 (Census Gazetteer coordinates).
• Nearest larger cities: Hanna (19 mi); Saratoga (44 mi); Sinclair (48 mi); Laramie (51 mi); Rawlins (53 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Rock River (16 mi); Elk Mountain (18 mi); Riverside (56 mi).
• Smaller places within 50 miles: 2 of them.
• Within 100 miles: 19 places are larger than Medicine Bow.

How lenders reach Medicine Bow

At roughly 69 people per square mile, Medicine Bow is sparsely settled; 3 larger places lie within 50 miles. Whether Medicine Bow has a local branch or not, a Wyoming-licensed lender can serve its 238 people online on the same terms. The nearest larger city, Hanna, WY about 19 miles away.

The anatomy of a Medicine Bow personal loan

In Medicine Bow, a small community of about 238, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Medicine Bow lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Medicine Bow loan but raises total interest, so the smallest payment is not the cheapest loan.

What Wyoming law requires in Medicine Bow

Read the table as a lender's compliance picture for Medicine Bow: the rule, the sourced figure, the publisher and the date.

Medicine Bow's place among Wyoming's 99 places

Medicine Bow is the 74th-largest of 99 Census places in Wyoming and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Medicine Bow stands 81st among Wyoming's 99 places — roughly the 18th percentile. At about 69 people per square mile, Medicine Bow is the 94th most densely settled place in Wyoming. Within 50 miles sit 2 smaller Census places, alongside the 3 that are larger.

Where Medicine Bow sits

Medicine Bow's land area is roughly 3.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 69 residents per square mile. The largest place in Wyoming, Cheyenne, lies about 90 miles away. A 50-mile radius around Medicine Bow takes in 3 places that are larger. By land area it ranks 26th of 99 Wyoming places.