Personal loans in Elk Mountain, WY

Elk Mountain counts about 149 people, and what is genuinely local about borrowing here is limited — Wyoming law does the governing. Elk Mountain is home to roughly 149 people and stands 85th by size out of 99 Census places in Wyoming. The trend for Elk Mountain between 2020 and 2023 is downward by roughly 2.6%. Price two or three terms so you can see which payment is truly affordable in Elk Mountain. The next larger city is Hanna, WY about 15 miles away.

What the Census records for Elk Mountain

Read the local figures below as context; read the sourced Wyoming table as the rulebook a lender here must follow.

• Population: about 149 people live here, which puts Elk Mountain 85th of 99 Census places in Wyoming (Vintage 2023).
• Population trend: Roughly 2.6% fewer residents than the 2020 Census counted.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: about 14% of Wyoming communities are smaller than Elk Mountain (149 residents).
• Population density: about 538 people per square mile (Census land area 0.3 sq mi).
• Land area: Elk Mountain covers 0.3 square miles, the 86th-largest area among Wyoming's 99 places.
• State population share: Elk Mountain accounts for about 0.0% of everyone in Wyoming.
• National rank: Elk Mountain is the 17,300th most populous of the 19,457 Census places covered here.
• Growth rank: Elk Mountain's 2020-to-2023 change ranks 89th of 99 places in Wyoming.
• Against the state trend: Elk Mountain's 2.6% change compares with a Wyoming average of +1.7% across its 99 places.
• Density in Wyoming: Elk Mountain ranks 59th by people per square mile.
• Density vs Wyoming: Elk Mountain's 538 people per square mile compare with a state median of 699.
• Location: 41.6883 / -106.4135, per the US Census Bureau Gazetteer.
• Nearest larger cities: Hanna (15 mi); Medicine Bow (18 mi); Rock River (23 mi); Saratoga (26 mi); Sinclair (37 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Riverside (38 mi); Bairoil (70 mi); Dixon (74 mi).
• Within a 50-mile radius: 1 smaller Census places.
• At 100 miles: 25 larger Census places fall inside that radius.

Which Wyoming laws govern a loan in Elk Mountain

Every row below records a Wyoming rule, its publisher and its retrieval date — the same rules a Elk Mountain lender must follow.

What to do before borrowing in Elk Mountain

Before you apply in Elk Mountain, a community of about 149, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Wyoming licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Wyoming; what changes is your credit file, not the fact that Elk Mountain holds 149 people.

The geography behind Elk Mountain

Elk Mountain covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 538 people per square mile. Cheyenne, the largest place in Wyoming, is about 93 miles from Elk Mountain. A 50-mile radius around Elk Mountain takes in 8 places that are larger. The 100-mile radius contains 25 larger places.

Where Elk Mountain sits in Wyoming

Among Wyoming's 99 places, Elk Mountain sits at 85th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Elk Mountain ranks 89th of 99 in Wyoming (about the 10th percentile). By density, at about 538 people per square mile, it ranks 59th in Wyoming. Between 2020 and 2023 the count changed by roughly 4 residents.

What is available to Elk Mountain borrowers

Elk Mountain is moderately settled, with about 538 people per square mile and 8 larger places within 50 miles. A Wyoming licence lets a lender serve Elk Mountain without a local office, so branch density does not change what its 149 residents are offered. The nearest larger city, Hanna, WY about 15 miles away.