Personal loans in Mediapolis, IA

The roughly 1,664 people who live in Mediapolis borrow under Iowa rules; city hall sets no personal-loan rate. Mediapolis lost roughly 1.5% of its population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Mediapolis residents before they take on more. The nearest larger metro is Wapello, IA about 12 miles away.

What the Census records for Mediapolis

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 1,664 people, a figure that places Mediapolis 193rd among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.5%.
• Change in people: the 2020-to-2023 comparison is a loss of about 26 residents.
• Size percentile: bigger than about 79% of the places in Iowa, with 1,664 residents in Mediapolis.
• Population density: 1,387 people per square mile on 1.2 square miles of land.
• Land area: Mediapolis covers 1.2 square miles, the 319th-largest area among Iowa's 940 places.
• Share of Iowa: Mediapolis holds about 0.1% of the state's population, some 1,664 people.
• National rank: Mediapolis is the 8,327th most populous of the 19,457 Census places covered here.
• Growth rank: Mediapolis ranks 546th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Mediapolis's 1.5%.
• Density in Iowa: Mediapolis ranks 106th by people per square mile.
• Against the state median: Mediapolis runs about 1,387 residents per square mile, where the Iowa median is 672.
• Location: it lies at 41.0079, -91.1637 in the Census Gazetteer.
• Nearest larger cities: Wapello (12 mi); West Burlington (13 mi); New London (14 mi); Burlington (14 mi); Mount Pleasant (20 mi). Online lenders reach Mediapolis no matter how far the nearest branch is.
• Smaller communities close by: Morning Sun (7 mi); Oakville (9 mi); Oquawka (12 mi), each with its own Census population profile.
• Within a 50-mile radius: 105 smaller Census places.
• Larger places within 100 miles: 126.

Iowa consumer-lending rules applied in Mediapolis

For the roughly 1,664 residents of Mediapolis, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Inside a Mediapolis personal loan

A Mediapolis personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,664 residents. The APR tracks your credit score rather than Mediapolis's rank of 193rd in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Mediapolis loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Mediapolis sits

Mediapolis's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. With 1,664 residents, the land area yields roughly 1,387 people per square mile. The state's population centre of gravity, Des Moines, is roughly 133 miles away. Within 50 miles of Mediapolis there are 34 larger Census places. Within the same 50 miles lie 105 smaller Census places.

A practical checklist for Mediapolis borrowers

Complete these steps first when you borrow in Mediapolis (1,664 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Mediapolis-specific: the same Iowa licensing and disclosure rules reach all 1,664 residents.

Where Mediapolis sits in Iowa

Within Iowa, Mediapolis holds roughly 0.1% of all residents, the 193rd-largest share among 940 places. Its 2020-to-2023 change ranks 546th of 940 Iowa places, putting it near the 42th percentile for growth. By density, at about 1,387 people per square mile, it ranks 106th in Iowa. Between 2020 and 2023 the count changed by roughly 26 residents.