Personal loans in Gulfport, IL
A personal loan in Gulfport is priced from your credit file and income, not from the fact that the city holds 37 people. By population, Gulfport sits at 1,283rd in Illinois, with an estimated 37 residents.
Price two or three terms so you can see which payment is truly affordable in Gulfport. From the 2020 Census base to the 2023 estimate, the population declined by about 5.1%. A single loan can carry different costs on either side of a state line, and Gulfport sits on the Illinois side of that line. Borrowers who want a bigger city can look to Burlington, IA about 2 miles away.
Where Gulfport stands
The figures below are Gulfport's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: 37 residents; Gulfport is the 1,283rd-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: Down about 5.1% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 1% of the places in Illinois, with 37 residents in Gulfport.
- Population density: about 26 people per square mile across 1.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Gulfport covers 1.4 square miles, the 594th-largest area among Illinois's 1,294 places.
- Water: Gulfport holds about 0.88 square miles, the 28th-largest water area in Illinois.
- Share of state population: Gulfport's 37 residents are about 0.0% of Illinois.
- Nationally: Gulfport is the 19,146th-largest of 19,457 Census places in the dataset.
- Growth rank: Gulfport's 2020-to-2023 change ranks 1,266th of 1,294 places in Illinois.
- Versus Illinois: the state average change is -2.0%, while Gulfport moved 5.1%.
- Density rank: Gulfport is the 1,292nd most densely settled place in Illinois.
- Against the state median: Gulfport runs about 26 residents per square mile, where the Illinois median is 993.
- Location: coordinates 40.8090, -91.0841 (US Census Bureau Gazetteer).
- Nearest larger cities: Burlington (2 mi); West Burlington (5 mi); Gladstone (8 mi); Lomax (9 mi); Middletown (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Bentley (32 mi); Coppock (41 mi); Granger (52 mi).
- Smaller places within 50 miles: 2 of them.
- Within 100 miles: 529 places are larger than Gulfport.
What shapes a Gulfport personal loan
Gulfport is a small community of about 37 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Gulfport can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Gulfport loan is knowable in advance — unlike a revolving card balance.
Getting a loan in Gulfport
Gulfport is sparsely settled, with about 26 people per square mile and 126 larger places within 50 miles. A Illinois licence lets a lender serve Gulfport without a local office, so branch density does not change what its 37 residents are offered. The nearest bigger place is Burlington, IA about 2 miles away.
Gulfport in state context
Set beside Illinois's 1,294 places, Gulfport ranks 1,283rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Gulfport stands 1,266th among Illinois's 1,294 places — roughly the 2th percentile. Its roughly 26 residents per square mile place it 1,292nd among Illinois's places. By land area, its 1.4 square miles rank 594th of 1,294 places in Illinois.
How Illinois law applies in Gulfport
This table holds the Illinois rate and licensing rules for consumer loans made to Gulfport's 37 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Gulfport on the map
Gulfport covers about 1.4 square miles of land, with 0.88 square miles of water inside its boundaries (Census Gazetteer). That land carries about 26 people per square mile. The largest place in Illinois, Chicago, lies about 190 miles away. Within 50 miles of Gulfport there are 126 larger Census places. By land area it ranks 594th of 1,294 Illinois places.
Common questions
What are my options in Gulfport if my credit is poor?
What loan size can I expect in Gulfport?
Do I have to pledge anything to borrow in Gulfport?
Does comparing loans in Gulfport cost me credit score points?
Nearby places
- Burlington, IA — population 23,565
- West Burlington, IA — population 3,161
- Lomax, IL — population 384
- Gladstone, IL — population 221
- Middletown, IA — population 364
- Stronghurst, IL — population 781
- Oquawka, IL — population 1,078
- Dallas City, IL — population 788