Personal loans in Meadowlands, MN
Meadowlands added about 1.5% to its population between the 2020 base and the 2023 estimate. Roughly 135 residents live in Meadowlands, the 712th-largest community in Minnesota.
Meadowlands, Minnesota — home to about 135 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. Begin with the payment, then weigh APR and total interest across the lenders that reach Meadowlands's 135 residents. To lend to Meadowlands's 135 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. The next larger city is Floodwood, MN about 14 miles away.
Meadowlands: the sourced local profile
Set out below is Meadowlands's local context next to the state-level rules that reach every lender here.
- Population: about 135, ranked 712th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 1.5% from 2020 to 2023.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: roughly 17% of Minnesota places rank below Meadowlands.
- Land and density: 0.4 square miles of land carry roughly 350 residents per square mile.
- By land area: Meadowlands ranks 743rd among Minnesota's 853 places, at 0.4 sq mi.
- State share: roughly 0.0% of Minnesota's residents live in Meadowlands (135 people).
- Nationally: Meadowlands is the 17,521st-largest of 19,457 Census places in the dataset.
- Growth rank: Meadowlands ranks 201st among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Meadowlands's 1.5% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Meadowlands places 581st among Minnesota's places by people per square mile.
- Against the state median: Meadowlands runs about 350 residents per square mile, where the Minnesota median is 607.
- Location: mapped by the US Census Bureau at 47.0731, -92.7313.
- Nearest larger cities: Floodwood (14 mi); Hibbing (24 mi); Warba (26 mi); Cloquet (26 mi); Keewatin (28 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Brookston (16 mi); Iron Junction (25 mi); Leonidas (28 mi).
- Smaller neighbours: 5 places smaller than Meadowlands sit within 50 miles.
- At 100 miles: 118 larger Census places fall inside that radius.
What Minnesota law requires in Meadowlands
Read the table as a lender's compliance picture for Meadowlands: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Borrowing reach in Meadowlands
Meadowlands is a lightly settled community of about 135 people, with 44 larger places inside a 50-mile radius. Lenders licensed in Minnesota reach Meadowlands's 135 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Floodwood, MN about 14 miles away.
Where Meadowlands sits in Minnesota
Within Minnesota, Meadowlands holds roughly 0.0% of all residents, the 712th-largest share among 853 places. On the 2020-to-2023 trend, Meadowlands stands 201st among Minnesota's 853 places — roughly the 76th percentile. At about 350 people per square mile, Meadowlands is the 581st most densely settled place in Minnesota. The population moved by about 2 people between 2020 and 2023, a 1.5% shift.
A pre-application checklist for Meadowlands
A sensible order of operations for a loan in Meadowlands, home to about 135 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Minnesota regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
In Meadowlands as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 135 residents.
Meadowlands on the map
Meadowlands's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 350 people per square mile. Minneapolis, the largest place in Minnesota, is about 148 miles from Meadowlands. Counting outward 50 miles, 44 larger communities surround Meadowlands. By land area it ranks 743rd of 853 Minnesota places.
Common questions
What are my options in Meadowlands if my credit is poor?
What loan size can I expect in Meadowlands?
Do I have to pledge anything to borrow in Meadowlands?
Does comparing loans in Meadowlands cost me credit score points?
Nearby places
- Floodwood, MN — population 518
- Brookston, MN — population 113
- Iron Junction, MN — population 107
- Hibbing, MN — population 15,979
- Cloquet, MN — population 12,570
- Cromwell, MN — population 246
- Leonidas, MN — population 50
- Buhl, MN — population 947