Personal loans in Meadowlands, MN

Meadowlands added about 1.5% to its population between the 2020 base and the 2023 estimate. Roughly 135 residents live in Meadowlands, the 712th-largest community in Minnesota.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Meadowlands, Minnesota — home to about 135 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. Begin with the payment, then weigh APR and total interest across the lenders that reach Meadowlands's 135 residents. To lend to Meadowlands's 135 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. The next larger city is Floodwood, MN about 14 miles away.

Meadowlands: the sourced local profile

Set out below is Meadowlands's local context next to the state-level rules that reach every lender here.

What Minnesota law requires in Meadowlands

Read the table as a lender's compliance picture for Meadowlands: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday ability-to-repay requirementRequired for payday loans with an APR above 36% (Minn. Stat. § 47.603)
Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent."
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

Borrowing reach in Meadowlands

Meadowlands is a lightly settled community of about 135 people, with 44 larger places inside a 50-mile radius. Lenders licensed in Minnesota reach Meadowlands's 135 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Floodwood, MN about 14 miles away.

Where Meadowlands sits in Minnesota

Within Minnesota, Meadowlands holds roughly 0.0% of all residents, the 712th-largest share among 853 places. On the 2020-to-2023 trend, Meadowlands stands 201st among Minnesota's 853 places — roughly the 76th percentile. At about 350 people per square mile, Meadowlands is the 581st most densely settled place in Minnesota. The population moved by about 2 people between 2020 and 2023, a 1.5% shift.

A pre-application checklist for Meadowlands

A sensible order of operations for a loan in Meadowlands, home to about 135 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Make sure the lender appears in the Minnesota regulator's licence list.
  5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  6. Look for an origination fee or prepayment penalty in the written disclosure.
  7. Test the payment against your current bills before you commit.

In Meadowlands as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 135 residents.

Meadowlands on the map

Meadowlands's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 350 people per square mile. Minneapolis, the largest place in Minnesota, is about 148 miles from Meadowlands. Counting outward 50 miles, 44 larger communities surround Meadowlands. By land area it ranks 743rd of 853 Minnesota places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Meadowlands if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Meadowlands is the same as anywhere in Minnesota.
What loan size can I expect in Meadowlands?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Meadowlands?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Meadowlands cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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