Personal loans in Cromwell, MN

The trend for Cromwell between 2020 and 2023 is upward by roughly 2.9%. If debt is already a strain, a nonprofit credit counsellor can help Cromwell residents before they take on more. To lend to Cromwell's 246 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. The nearest larger city is Barnum, MN about 15 miles away.

The Cromwell data picture

Most of what governs a Cromwell loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

• Population: about 246, ranked 616th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 2.9% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
• Size percentile: roughly 28% of Minnesota's places have fewer residents than Cromwell's 246.
• Density: roughly 134 residents per square mile, spread over 1.8 sq mi of land.
• Land area: Cromwell covers 1.8 square miles, the 349th-largest area among Minnesota's 853 places.
• Water area: Cromwell has 0.19 square miles of water, ranking 201st of 853 places in Minnesota.
• State population share: Cromwell accounts for about 0.0% of everyone in Minnesota.
• Nationally: Cromwell is the 15,807th-largest of 19,457 Census places in the dataset.
• Growth rank: Cromwell ranks 122nd among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Cromwell's 2.9% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Cromwell ranks 734th by people per square mile.
• Density vs Minnesota: Cromwell's 134 people per square mile compare with a state median of 607.
• Location: 46.6793, -92.8709 (Census Gazetteer coordinates).
• Nearest larger cities: Barnum (15 mi); Floodwood (16 mi); Moose Lake (17 mi); Cloquet (18 mi); Sturgeon Lake (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Wright (6 mi); Tamarack (12 mi); Kettle River (13 mi).
• Within a 50-mile radius: 13 smaller Census places.
• Within 100 miles: 151 places are larger than Cromwell.

Cromwell in state context

Against Minnesota's other places, Cromwell accounts for about 0.0% of the state's population and ranks 616th of 853 by size. On the 2020-to-2023 trend, Cromwell stands 122nd among Minnesota's 853 places — roughly the 86th percentile. Its roughly 134 residents per square mile place it 734th among Minnesota's places. Within 50 miles sit 13 smaller Census places, alongside the 31 that are larger.

Which Minnesota laws govern a loan in Cromwell

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Cromwell lender must follow.

The geography behind Cromwell

The Census Gazetteer records 1.8 square miles of land and 0.19 square miles of water within Cromwell. The resulting density is about 134 people per square mile. The largest place in Minnesota, Minneapolis, lies about 120 miles away. Within 50 miles of Cromwell there are 31 larger Census places. The 100-mile radius contains 151 larger places.

Borrowing reach in Cromwell

Cromwell is lightly settled, with about 134 people per square mile and 31 larger places within 50 miles. Distance to a branch rarely matters for Cromwell's 246 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Barnum, MN about 15 miles away.

How personal loans work in Cromwell

Cromwell is a small community of about 246 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Cromwell's rank of 616th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Cromwell loan is knowable in advance — unlike a revolving card balance.