Personal loans in McCormick, SC

With roughly 2,077 residents, McCormick is a small community, and the lending rules its borrowers live under are written in South Carolina, not by the city. About 2,077 people live in McCormick, placing it 112th of 271 Census places in South Carolina. The 2020 count to the 2023 estimate shows about 7.1% decline in McCormick. Read the disclosure for an origination fee and any prepayment penalty before signing in McCormick. For a bigger market, look to Abbeville, SC about 19 miles away.

What the Census records for McCormick

Most of what governs a McCormick loan is written in South Carolina law rather than in the city; the sourced notes below make that split concrete.

• Population: about 2,077, ranked 112th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 7.1% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 159 residents.
• Size percentile: bigger than about 59% of the places in South Carolina, with 2,077 residents in McCormick.
• Population density: 513 people per square mile on 4.1 square miles of land.
• By land area: McCormick ranks 95th among South Carolina's 271 places, at 4.1 sq mi.
• Share of South Carolina: McCormick holds about 0.1% of the state's population, some 2,077 people.
• Nationally: McCormick is the 7,493rd-largest of 19,457 Census places in the dataset.
• Growth rank: McCormick's 2020-to-2023 change ranks 267th of 271 places in South Carolina.
• State comparison: South Carolina's places average +2.6% for 2020-to-2023, against McCormick's 7.1%.
• Density in South Carolina: McCormick ranks 151st by people per square mile.
• Against the state median: McCormick runs about 513 residents per square mile, where the South Carolina median is 584.
• Location: the Census Gazetteer records it at 33.9128, -82.2876.
• Nearest larger cities: Abbeville (19 mi); Greenwood (21 mi); Edgefield (22 mi); Johnston (28 mi); Washington (29 mi). Living near a larger metro rarely changes what is available in McCormick.
• Smaller places nearby: Plum Branch (5 mi); Troy (5 mi); Parksville (10 mi).
• Smaller places within 50 miles: 41 of them.
• At 100 miles: 121 larger Census places fall inside that radius.

What shapes a McCormick personal loan

McCormick is a small community of about 2,077 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in McCormick can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a McCormick loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for McCormick

Below are the South Carolina rules that apply to a loan made in McCormick, each with the regulator that issued it.

What is available to McCormick borrowers

McCormick is a moderately settled community of about 2,077 people, with 24 larger places inside a 50-mile radius. Lenders licensed in South Carolina reach McCormick's 2,077 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Abbeville, SC about 19 miles away.

McCormick: area, density and distance

McCormick's land area is roughly 4.1 square miles, and the Gazetteer records no significant water area within it. That land carries about 513 people per square mile. The state's population centre of gravity, Charleston, is roughly 153 miles away. Counting outward 50 miles, 24 larger communities surround McCormick. Within the same 50 miles lie 41 smaller Census places.

McCormick against the rest of South Carolina

McCormick is the 112th-largest of 271 Census places in South Carolina and contains about 0.1% of the state's people. For population change between 2020 and 2023, McCormick ranks 267th of 271 in South Carolina (about the 1th percentile). At about 513 people per square mile, McCormick is the 151st most densely settled place in South Carolina. Between 2020 and 2023 the count changed by roughly 159 residents.