Personal loans in McClure, PA

A 2020-to-2023 comparison shows McClure down by about 0.6%. About 885 people live in McClure, placing it 630th of 1,013 Census places in Pennsylvania.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A lender serving McClure holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 885 residents. Use the calculator on this page to price an amount and term before you commit in McClure. To lend to McClure's 885 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. The closest larger place is Beavertown, PA about 8 miles away.

McClure: population, trend and location

The figures below are McClure's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

Pennsylvania rules behind a McClure personal loan

For the roughly 885 residents of McClure, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

How a McClure personal loan is priced

Most loans made to McClure's 885 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in McClure can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a McClure loan but raises total interest, so the smallest payment is not the cheapest loan.

Where McClure sits in Pennsylvania

Within Pennsylvania, McClure holds roughly 0.0% of all residents, the 630th-largest share among 1,013 places. For population change between 2020 and 2023, McClure ranks 356th of 1,013 in Pennsylvania (about the 65th percentile). Its roughly 236 residents per square mile place it 941st among Pennsylvania's places. In land area, McClure ranks 94th among Pennsylvania's 1,013 places.

A practical checklist for McClure borrowers

A sensible order of operations for a loan in McClure, home to about 885 people:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that McClure holds 885 people.

McClure: area, density and distance

The Census Gazetteer records about 3.8 square miles of land within McClure, with no significant water area listed. With 885 residents, the land area yields roughly 236 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 124 miles. Counting outward 50 miles, 76 larger communities surround McClure. Within the same 50 miles lie 53 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in McClure if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in McClure is the same as anywhere in Pennsylvania.
What loan size can I expect in McClure?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in McClure?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in McClure cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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