Personal loans in Beavertown, PA
Personal loans in Beavertown are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 993 population. At about 993 residents, Beavertown is larger than roughly 41% of the places in Pennsylvania.
A 2020-to-2023 comparison shows Beavertown down by about 0.6%. Rate-shopping from Beavertown costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A larger market lies at Middleburg, PA about 7 miles away. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Beavertown as from the rest of the state.
What the Census records for Beavertown
The figures below are Beavertown's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: 993 people, a figure that places Beavertown 598th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 0.6% across the 2020-to-2023 comparison.
- Absolute change: 6 residents lost between 2020 and 2023.
- Size percentile: Beavertown's 993 people outrank roughly 41% of the places in Pennsylvania.
- Population density: about 1,295 people per square mile (Census land area 0.8 sq mi).
- Land area: Beavertown covers 0.8 square miles, the 565th-largest area among Pennsylvania's 1,013 places.
- State share: roughly 0.0% of Pennsylvania's residents live in Beavertown (993 people).
- National rank: Beavertown is the 10,231st most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: Beavertown stands 363rd by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Beavertown's 0.6%.
- Density rank: Beavertown places 643rd among Pennsylvania's places by people per square mile.
- Density in context: Beavertown's 1,295 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 40.7497, -77.1710.
- Nearest larger cities: Middleburg (7 mi); Mifflinburg (13 mi); Selinsgrove (16 mi); Millersburg (18 mi); Newport (19 mi). Lenders licensed in the state serve Beavertown whether or not they keep a local branch.
- Smaller places nearby: McClure (8 mi); Hartleton (10 mi); Freeburg (12 mi).
- Within a 50-mile radius: 54 smaller Census places.
- At 100 miles: 353 larger Census places fall inside that radius.
The state rulebook for Beavertown
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Beavertown's roughly 993 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Borrowing reach in Beavertown
Beavertown is a moderately settled community of about 993 people, with 73 larger places inside a 50-mile radius. What is available to Beavertown's 993 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Middleburg, PA about 7 miles away.
How a Beavertown personal loan is priced
With roughly 993 residents, Beavertown is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Beavertown lender to disclose the APR and finance charge before you sign. Shortening the term on a Beavertown loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Beavertown sits in Pennsylvania
Among Pennsylvania's 1,013 places, Beavertown sits at 598th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Beavertown stands 363rd among Pennsylvania's 1,013 places — roughly the 64th percentile. Its roughly 1,295 residents per square mile place it 643rd among Pennsylvania's places. By land area, its 0.8 square miles rank 565th of 1,013 places in Pennsylvania.
Land, water and location for Beavertown
The Census Gazetteer records about 0.8 square miles of land within Beavertown, with no significant water area listed. The resulting density is about 1,295 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 119 miles from Beavertown. Within 50 miles of Beavertown there are 73 larger Census places. Within the same 50 miles lie 54 smaller Census places.
Common questions
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Nearby places
- Middleburg, PA — population 1,318
- McClure, PA — population 885
- Hartleton, PA — population 248
- Millerstown, PA — population 694
- Thompsontown, PA — population 623
- Mifflinburg, PA — population 3,441
- Freeburg, PA — population 558
- New Berlin, PA — population 787