Personal loans in Mauston, WI

Personal loans in Mauston are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 4,176 population.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Rate-shopping from Mauston costs nothing at pre-qualification, where a soft pull leaves your credit file alone. By population, Mauston sits at 168th in Wisconsin, with an estimated 4,176 residents. Consumer lending that reaches Mauston's 4,176 residents is governed by Wisconsin statute; no city ordinance changes it. The 2020 count to the 2023 estimate shows about 4.0% decline in Mauston. The next larger city is Reedsburg, WI about 19 miles away.

The Mauston data picture

Here is the sourced Census picture for Mauston, plus the Wisconsin lending rules that apply to a loan taken out here.

Mauston against the rest of Wisconsin

Within Wisconsin, Mauston holds roughly 0.1% of all residents, the 168th-largest share among 605 places. On the 2020-to-2023 trend, Mauston stands 592nd among Wisconsin's 605 places — roughly the 2th percentile. At about 934 people per square mile, Mauston is the 244th most densely settled place in Wisconsin. In land area, Mauston ranks 163rd among Wisconsin's 605 places.

Which Wisconsin laws govern a loan in Mauston

For the roughly 4,176 residents of Mauston, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16

What shapes a Mauston personal loan

With roughly 4,176 residents, Mauston is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Mauston's 4,176 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Mauston loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Mauston sits

The Census Gazetteer records 4.5 square miles of land and 0.43 square miles of water within Mauston. The resulting density is about 934 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 118 miles. Mauston has 9 larger places within a 50-mile radius. By land area it ranks 163rd of 605 Wisconsin places.

Getting a loan in Mauston

Mauston is a moderately settled community of about 4,176 people, with 9 larger places inside a 50-mile radius. A Wisconsin licence lets a lender serve Mauston without a local office, so branch density does not change what its 4,176 residents are offered. For a larger market, the closest option is Reedsburg, WI about 19 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Mauston if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mauston is the same as anywhere in Wisconsin.
What loan size can I expect in Mauston?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Mauston?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Mauston cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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