Personal loans in Massena, IA

Population in Massena dropped about 0.3% over the three years from 2020 to 2023. For a community of about 355, the practical step is to compare APR across at least three lenders before committing. Which products a lender may offer to Massena's 355 residents follows from the Iowa consumer-lending framework. The next larger city is Fontanelle, IA about 11 miles away.

What the Census records for Massena

What follows is Massena's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

• Population: 355 people, a figure that places Massena 523rd among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.3% since the 2020 count.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: Massena's 355 people outrank roughly 44% of the places in Iowa.
• Population density: about 518 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Massena covers 0.7 square miles, the 535th-largest area among Iowa's 940 places.
• Share of state population: Massena's 355 residents are about 0.0% of Iowa.
• National rank: Massena sits 14,544th by population among the 19,457 places in this dataset.
• Growth rank: Massena ranks 310th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Massena's 0.3%.
• Density in Iowa: Massena ranks 594th by people per square mile.
• Against the state median: Massena runs about 518 residents per square mile, where the Iowa median is 672.
• Location: coordinates 41.2506, -94.7699 (US Census Bureau Gazetteer).
• Nearest larger cities: Fontanelle (11 mi); Anita (13 mi); Atlantic (16 mi); Greenfield (17 mi); Lewis (17 mi). Larger metros often have more branches, but online lenders reach Massena on the same terms.
• Nearest smaller towns: Bridgewater (5 mi); Cumberland (5 mi); Wiota (12 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 62 of them.
• At 100 miles: 251 larger Census places fall inside that radius.

How a Massena personal loan is priced

In Massena, a small community of about 355, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Massena lender to disclose the APR and finance charge before you sign. The term you choose in Massena decides the split between a comfortable payment and the total interest you pay.

Massena's place among Iowa's 940 places

Massena is the 523rd-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Massena ranks 310th of 940 in Iowa (about the 67th percentile). By density, at about 518 people per square mile, it ranks 594th in Iowa. By land area, its 0.7 square miles rank 535th of 940 places in Iowa.

Which Iowa laws govern a loan in Massena

This table holds the Iowa rate and licensing rules for consumer loans made to Massena's 355 residents.

A pre-application checklist for Massena

Before you apply in Massena, a community of about 355, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across Iowa; what changes is your credit file, not the fact that Massena holds 355 people.

Massena on the map

Massena covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 518 residents per square mile. Des Moines, the largest place in Iowa, is about 64 miles from Massena. Within 50 miles of Massena there are 55 larger Census places. By land area it ranks 535th of 940 Iowa places.