Personal loans in Grant, IA

Begin with the payment, then weigh APR and total interest across the lenders that reach Grant's 84 residents. The 2020 count to the 2023 estimate shows about 2.3% decline in Grant. Rate ceilings, licensing requirements and product limits for Grant are all set at the Iowa level. The next larger city is Elliott, IA about 9 miles away.

Where Grant stands

Most of what governs a Grant loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: about 84 people live here, which puts Grant 842nd of 940 Census places in Iowa (Vintage 2023).
• Population trend: Roughly 2.3% fewer residents than the 2020 Census counted.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: about 10% of Iowa communities are smaller than Grant (84 residents).
• Population density: about 114 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Grant's 0.7 square miles rank 523rd of 940 places in Iowa.
• Water area: Grant has 0.01 square miles of water, ranking 160th of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in Grant.
• Nationally: Grant is the 18,419th-largest of 19,457 Census places in the dataset.
• Growth in Iowa: Grant stands 707th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Grant's 2.3% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Grant places 887th among Iowa's places by people per square mile.
• Against the state median: Grant runs about 114 residents per square mile, where the Iowa median is 672.
• Location: 41.1433 / -94.9842, per the US Census Bureau Gazetteer.
• Nearest larger cities: Elliott (9 mi); Griswold (10 mi); Cumberland (11 mi); Lewis (12 mi); Stanton (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Carbon (11 mi); Nodaway (15 mi); Coburg (21 mi).
• Smaller neighbours: 17 places smaller than Grant sit within 50 miles.
• Within 100 miles: 428 places are larger than Grant.

Getting a loan in Grant

Grant is lightly settled, with about 114 people per square mile and 96 larger places within 50 miles. A Iowa licence lets a lender serve Grant without a local office, so branch density does not change what its 84 residents are offered. The nearest larger city, Elliott, IA about 9 miles away.

Where Grant sits in Iowa

Among Iowa's 940 places, Grant sits at 842nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Grant stands 707th among Iowa's 940 places — roughly the 25th percentile. Its roughly 114 residents per square mile place it 887th among Iowa's places. Within 50 miles sit 17 smaller Census places, alongside the 96 that are larger.

What Iowa law requires in Grant

Iowa has no separate rate rule for Grant; the sourced rows below are what reach every lender that serves its 84 people.

A pre-application checklist for Grant

Complete these steps first when you borrow in Grant (84 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Grant-specific: the same Iowa licensing and disclosure rules reach all 84 residents.

Where Grant sits

The Census Gazetteer records 0.7 square miles of land and 0.01 square miles of water within Grant. With 84 residents, the land area yields roughly 114 people per square mile. The largest place in Iowa, Des Moines, lies about 77 miles away. A 50-mile radius around Grant takes in 96 places that are larger. Within the same 50 miles lie 17 smaller Census places.