Personal loans in Griswold, IA

Compare APR, not the interest rate, because the APR folds in most fees on a Griswold loan. To lend to Griswold's 991 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. The 2020 count to the 2023 estimate shows about 0.3% decline in Griswold. The nearest larger city is Atlantic, IA about 13 miles away.

Where Griswold stands

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: a Census-estimated 991, 276th among Iowa's 940 places (Vintage 2023).
• Population trend: Down about 0.3% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: Griswold's 991 people outrank roughly 71% of the places in Iowa.
• Population density: about 1,627 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Griswold's 0.6 square miles rank 573rd of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in Griswold.
• Nationally: Griswold is the 10,239th-largest of 19,457 Census places in the dataset.
• Growth rank: Griswold's 2020-to-2023 change ranks 317th of 940 places in Iowa.
• Against the state trend: Griswold's 0.3% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Griswold is the 51st most densely settled place in Iowa.
• Density vs Iowa: Griswold's 1,627 people per square mile compare with a state median of 672.
• Location: 41.2343 / -95.1394, per the US Census Bureau Gazetteer.
• Nearest larger cities: Atlantic (13 mi); Oakland (15 mi); Red Oak (16 mi); Avoca (20 mi); Villisca (23 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Lewis (6 mi); Elliott (6 mi); Grant (10 mi).
• Smaller places within 50 miles: 78 of them.
• At 100 miles: 130 larger Census places fall inside that radius.

Griswold on the map

Griswold covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,627 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 83 miles. Within 50 miles of Griswold there are 34 larger Census places. Within the same 50 miles lie 78 smaller Census places.

Which Iowa laws govern a loan in Griswold

Iowa has no separate rate rule for Griswold; the sourced rows below are what reach every lender that serves its 991 people.

How a Griswold personal loan is priced

A Griswold personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 991 residents. Federal Truth in Lending rules require a Griswold lender to disclose the APR and finance charge before you sign. The term you choose in Griswold decides the split between a comfortable payment and the total interest you pay.

Griswold's place among Iowa's 940 places

Within Iowa, Griswold holds roughly 0.0% of all residents, the 276th-largest share among 940 places. Its 2020-to-2023 change ranks 317th of 940 Iowa places, putting it near the 66th percentile for growth. At about 1,627 people per square mile, Griswold is the 51st most densely settled place in Iowa. By land area, its 0.6 square miles rank 573rd of 940 places in Iowa.

Lender access in Griswold

With about 1,627 residents per square mile, Griswold is moderately settled, and 34 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Griswold's 991 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Atlantic, IA about 13 miles away.