Personal loans in Maryville, TN
The first question in Maryville is not the rate on offer but whether the payment fits; about 32,436 people live here under Tennessee lending law.
Which products a lender may offer to Maryville's 32,436 residents follows from the Tennessee consumer-lending framework. An estimated 32,436 people make their home in Maryville, a figure that ranks 25th in Tennessee. Use the calculator on this page to price an amount and term before you commit in Maryville. Maryville gained roughly 1.6% in population across the 2020-to-2023 comparison. The nearest larger city is Knoxville, TN about 15 miles away.
The Maryville data picture
Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.
- Population: an estimated 32,436 residents, 25th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.6% above the 2020 Census base.
- People gained or lost: about 524 more since the 2020 base.
- Size percentile: with 32,436 residents, Maryville is larger than about 93% of Tennessee's Census places.
- Population density: about 1,818 people per square mile (Census land area 17.8 sq mi).
- By land area: Maryville ranks 43rd among Tennessee's 344 places, at 17.8 sq mi.
- State population share: Maryville accounts for about 0.9% of everyone in Tennessee.
- National rank: Maryville is the 1,222nd most populous of the 19,457 Census places covered here.
- Growth rank: Maryville ranks 167th among Tennessee's 344 places for the 2020-to-2023 change.
- Against the state trend: Maryville's 1.6% change compares with a Tennessee average of +2.4% across its 344 places.
- Density rank: Maryville places 12th among Tennessee's places by people per square mile.
- Density vs Tennessee: Maryville's 1,818 people per square mile compare with a state median of 553.
- Location: 35.7478, -83.9802 (Census Gazetteer coordinates).
- Nearest larger cities: Knoxville (15 mi); Oak Ridge (23 mi); Cleveland (64 mi); Asheville (81 mi); Chattanooga (86 mi). Larger metros often have more branches, but online lenders reach Maryville on the same terms.
- Nearest smaller places: Alcoa (5 mi); Rockford (6 mi); Louisville (7 mi).
- Smaller neighbours: 57 places smaller than Maryville sit within 50 miles.
- At 100 miles: 9 larger Census places fall inside that radius.
A pre-application checklist for Maryville
These steps shape the offer you get in Maryville, a place of about 32,436 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Tennessee licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
What differs between Maryville and the rest of Tennessee is not the process but the borrower's own file, among the 32,436 people here.
Where Maryville sits
Maryville covers about 17.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,818 residents per square mile. For the state's biggest city, Memphis, the distance is roughly 340 miles. Counting outward 50 miles, 2 larger communities surround Maryville. Within the same 50 miles lie 57 smaller Census places.
Maryville against the rest of Tennessee
Among Tennessee's 344 places, Maryville sits at 25th for population, a share of roughly 0.9% of the state. For population change between 2020 and 2023, Maryville ranks 167th of 344 in Tennessee (about the 51th percentile). At about 1,818 people per square mile, Maryville is the 12th most densely settled place in Tennessee. Within 50 miles sit 57 smaller Census places, alongside the 2 that are larger.
How personal loans work in Maryville
Most loans made to Maryville's 32,436 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Maryville's 32,436 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Maryville loan but raises total interest, so the smallest payment is not the cheapest loan.
What Tennessee law requires in Maryville
These are Tennessee's sourced lending facts as they reach Maryville's 32,436 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Common questions
What are my options in Maryville if my credit is poor?
What loan size can I expect in Maryville?
Do I have to pledge anything to borrow in Maryville?
Does comparing loans in Maryville cost me credit score points?
Nearby places
- Alcoa, TN — population 13,349
- Rockford, TN — population 819
- Louisville, TN — population 4,347
- Friendsville, TN — population 912
- Greenback, TN — population 1,194
- Knoxville, TN — population 198,162
- Farragut, TN — population 25,579
- Townsend, TN — population 616